KYC/ Periodic Review Analyst

MultiPass; Dubai; On-site; AED 180,000 - 240,000; Full time

Benefits offered by this job

Health insurance

Visa sponsorship

20 days vacation per year (DIFC)

Job summary

MultiPass in Dubai, UAE is seeking a KYC / Periodic Review Analyst to conduct client due diligence, refresh records, and perform periodic reviews to assess risk in line with regulatory requirements.

The role requires 2+ years in KYC/AML, strong regulatory knowledge, and fluency in English. You will handle transaction monitoring, alerts, and collaborate with cross-functional teams to strengthen compliance controls. Health benefits and visa support apply.

Qualifications

• Bachelor’s degree in Finance, Law, Business Administration, or related field.
• AML/KYC certification (CAMS/ICA) is a plus.
• 2+ years of KYC/AML experience in financial services or fintech.
• Strong knowledge of KYC/AML/CTF regulations and due-diligence requirements.
• Familiarity with risk-based approaches and monitoring systems.
• Experience with AML/KYC databases and risk management tools.
• Excellent analytical ability and regulatory attention to detail; fluent in English.

Responsibilities

• Conduct KYC refreshes and periodic reviews to keep client profiles up to date.
• Analyse transaction activity to spot unusual patterns or potential fraud.
• Review and resolve screening alerts, document findings per procedures.
• Escalate high-risk cases per internal protocols promptly.
• Respond to internal requests regarding existing clients and records.
• Stay updated on regulatory changes and apply within daily work.
• Suggest process improvements to strengthen controls and efficiency.

Skills

KYC/AML knowledge

Analytical skills

Regulatory compliance

English fluency

Team collaboration

Education

Bachelor’s degree in Finance, Law, Business Administration, or related field

CAMS/ICA AML certification (advantage)

Tools

AML/KYC tools

Transaction monitoring systems

Job description

The KYC / Periodic Review Analyst will be responsible for conducting customer due diligence, maintaining accurate and up-to-date client records, and performing periodic reviews to assess risk and ensure compliance with internal policies and applicable regulatory requirements.

Responsibilities:

• Conduct KYC refreshes and periodic reviews to ensure client profiles, documentation, and risk assessments are accurate and up to date.
• Analyse customer transaction activity during reviews to identify unusual patterns, suspicious activity, potential fraud, or deviations from the stated business profile.
• Review and resolve screening alerts, monitor notifications on company structure changes, and document findings in line with internal procedures and regulatory requirements.
• Escalate high-risk cases or suspicious activity promptly to the appropriate stakeholders in accordance with internal escalation protocols.
• Respond to internal requests from other departments regarding existing clients, ensuring timely and accurate support.
• Stay informed of internal communications regarding regulatory updates and compliance requirements, and apply these updates in daily work.
• Support continuous process improvements by identifying gaps and suggesting enhancements to strengthen compliance controls and operational efficiency.

Qualifications:

• Bachelor’s degree in Finance, Law, Business Administration, or a related field.
• Professional certification in AML/KYC (e.g., CAMS, ICA Diploma in AML) is considered an advantage.
• Proven experience (2+ years) in KYC/AML roles within a financial institution, FinTech, or corporate environment.
• Strong knowledge of KYC, AML, CTF regulations, and customer due diligence requirements.
• Familiarity with risk-based approaches to AML and transaction monitoring systems.
• Experience using AML/KYC compliance tools, databases, and risk management systems.
• Strong analytical and risk assessment skills, with the ability to make informed decisions based on regulatory requirements and customer risk factors.
• High level of accuracy and attention to detail in processing customer information and conducting reviews.
• Good understanding of global and local AML laws, including FATF recommendations, EU AML Directives, the UK Money Laundering Regulations, the USA PATRIOT Act, and similar regulations.
• Fluency in English.
• A collaborative, multicultural, and inclusive work environment that values creativity, initiative, and teamwork;
• The opportunity to work alongside a diverse team of industry experts and thought leaders;
• A competitive salary package aligned with your experience and performance;
• Ongoing opportunities for professional growth and skill development through different hands-on projects;
• Get health benefits - health insurance and visa for employee in line with the Company’s policy;
• Recharge when it matters – vacation of 20 working days per year as per DIFC regulations.