Senior KYC Analyst

National Bank of Ras Al-Khaimah PJSC; United Arab Emirates; On-site; AED 80,000 - 120,000; Full time

Job summary

A leading financial institution in the UAE is seeking an experienced professional for a key role in client onboarding. The position involves comprehensive due diligence, KYC checks, and collaboration across cross-functional teams to ensure compliance with regulatory standards. This role offers growth opportunities, competitive compensation, and a supportive workplace culture.

Benefits

Medical coverage for you and your family

Comprehensive life insurance

Career development opportunities

Mentorship from industry experts

Inclusive workplace culture

Qualifications

• Minimum 5 years experience in client onboarding, compliance, or governance role.
• Strong understanding of banking operations and regulatory compliance.

Responsibilities

• Conduct KYC and BVR checks for client onboarding.
• Review onboarding files for compliance and completeness.
• Monitor process improvements and internal audit support.

Skills

KYC

Risk Management

Compliance

Documentation Review

Education

University Degree or equivalent

Job description

AtRAKBANK, we believe in fostering a culture of innovation, growth, and excellence. We are not just a bank – we are a community that thrives on teamwork, cutting-edge solutions, and the highest standards of governance.

About the role

In this role, you will be responsible for executing comprehensive due diligence during client onboarding. This includes conducting KYC and background verification checks, reviewing bank statements, and ensuring compliance with internal and regulatory standards. This role reports to the Head of Business Governance & Client Onboarding and involves close collaboration with cross-functional teams including the Sales, Credit, Projects, HR and MIS Unit.

What You’ll Be Doing:

• Review and process onboarding files, ensuring completeness and compliance.
• Conduct KYC and BVR checks to validate client acceptability.
• Assess client risk scores and escalate medium/high-risk cases for approval.
• Clear false positives and AML alerts flagged during screening.
• Perform system checks and assist in KYC remediation as needed.
• Coordinate feedback and approvals across relevant units.
• Detect and report documentation frauds during onboarding.
• Support internal audits and ensure timely information sharing.
• Maintain adherence to RAKBANK, Central Bank, and audit requirements.
• Monitor turnaround times and drive continuous process improvements.
• Prepare internal activity trackers and monthly performance reports.
• Generate staff performance scorecards based on productivity and behaviour.
• Assist with MIS and inventory monitoring activities.

What We’re Looking For:

• Education: University Degree or equivalent qualification.
• Experience: Minimum of 5 years in a client onboarding, compliance, or governance role.
• Industry Exposure: Strong understanding of banking operations, regulatory compliance, and risk management practices.

What’s In It For You:

• Competitive, performance-linked compensation.
• Medical coverage for you and your family.
• Comprehensive life insurance.
• Inclusive and diverse workplace culture.
• Career development and fast-track growth opportunities.
• Mentorship from industry experts.