Senior Credit Manager, CIB - UAE

Standard Chartered; Dubai; On-site; AED 120,000 - 200,000; Full time

Job summary

An international bank in Dubai is seeking a Credit Risk Management specialist to support the Chief Credit Officer. Responsibilities include assessing credit risks, ensuring compliance with credit policies, and managing external relationships. Ideal candidates will have strong analytical and regulatory skills. The position offers a competitive salary and a comprehensive benefits package, including flexible working arrangements and opportunities for professional development.

Benefits

Competitive salary

Flexible working arrangements

Wellbeing support

Continuous learning opportunities

Qualifications

• Experience in assessing credit risk profiles.
• Ability to influence and resolve disputes.
• Understanding of external stakeholders' risk management.

Responsibilities

• Support the Chief Credit Officer in risk parameter development.
• Control portfolio risk profile and ensure compliance.
• Assess credit risk for Corporate & Investment Banking.

Skills

Regulatory & compliance knowledge

Strong analytical skills

Good knowledge of banking practices

Relationship management experience

Job description

Support the Chief Credit Officer and Senior Credit Officer in planning the development of risk parameters.

Control the portfolio within the set risk parameters to ensure the risk profile is within risk tolerances.

Ensure credit approvals are within delegated authorities.

Assess the credit risk profile of the Corporate & Investment Banking portfolio, maintaining alignment with risk appetite.

Perform stress tests as required by internal and external factors, review results, and assess their implications.

Assist the Chief Credit Officer and Senior Credit Officer in exercising risk control responsibility for Credit Risk in the Corporate & Investment Banking businesses in UAE.

Ensure risk capabilities are objective, consistent, and compliant with applicable regulations.

Ensure the quality of Business Credit Applications (BCAs) meets Group standards, especially regarding completeness and depth of risk analysis.

Maintain a good understanding of external stakeholders' risk management requirements and ensure these are reflected internally.

Monitor compliance with Credit Policy and Portfolio Guidelines.

Assist with any input from Credit Risk to support the Chief Compliance & Regulatory Officer's office.

Skills And Experience

• Regulatory & compliance knowledge
• Strong analytical skills with the ability to influence and resolve disputes
• Good knowledge of banking practices and financial markets
• Relationship management experience with external stakeholders

About Standard Chartered

We're an international bank, nimble enough to act, big enough to make an impact.

For over 170 years, we've worked to positively impact our clients, communities, and colleagues.

We challenge the status quo, embrace challenges, and seek new growth opportunities.

If you're seeking a purposeful career and want to work for a bank that makes a difference, we want to hear from you.

We value your unique talents and look forward to the talents you'll bring.

Our purpose to drive commerce and prosperity through diversity, and our brand promise to be here for good, are realized through our valued behaviors.

When working with us, you'll experience our commitment to valuing differences and promoting inclusion.

Together We

• Do the right thing, act assertively, challenge constructively, and live with integrity, always putting the client first
• Strive for continuous improvement and innovation, simplifying and learning from experiences
• Work collaboratively, embracing inclusivity, seeing the good in others, and building for the long term

What We Offer

• A competitive salary and benefits supporting your wellbeing, aligned with our Fair Pay Charter
• Core retirement, medical, and life insurance benefits, with flexible options in some locations
• Time-off including annual leave, parental/maternity leave (20 weeks), sabbatical (up to 12 months), and volunteering leave (3 days), with a minimum of 30 days annual and public holidays
• Flexible working arrangements around home and office locations
• Wellbeing support via Unmind, resilience and human skills development courses, Employee Assistance Program, and self-help tools
• A culture of continuous learning with opportunities for reskilling and upskilling through various formats
• Being part of an inclusive, values-driven organization that celebrates diversity and fosters potential