Senior Credit Documentation Specialist

ADIB Group; Abu Dhabi; On-site; AED 150,000 - 190,000; Full time

Job summary

ADIB Group in Abu Dhabi invites a Senior Credit Documentation Officer to oversee the final credit documentation stage before disbursement, ensuring compliance with credit policies and security agreements.

You will prepare and review FOLs, security documents, and collateral schedules, maintain accurate system records, and support the Team Leader with policy SOPs and project work while maintaining strong customer service standards. Excellent knowledge of English and Arabic is beneficial.

Qualifications

• Understanding of Banks Policies and product knowledge.
• Understanding of Islamic Credit Products.
• Proficient PC skills and analytical ability.
• Effective communication in English (Arabic preferred).
• Ability to work independently with minimal supervision.

Responsibilities

• Ensure terms and conditions of credit approvals are complied with and all securities obtained prior to disbursement.
• Prepare and review FOL/Agreements/Security documents for legal and policy compliance.
• Update risk rating, expiry dates and collateral details in systems.
• Assist Team Leader in implementing recommendations from Credit Review/Audit.
• Provide excellent customer service with SLA adherence for facility limits.
• Assist in formulating and implementing SOPs for the department.
• Support Team Leader in completion of assigned projects.
• Identify irregularities/deviations/exceptions and log them with approvals.
• Maintain daily activity log.
• Ensure safe custody of all credit and security documents.
• Prepare documentation checklists for clients in the segment.
• Process release of security requests after approvals and settlements.
• Act as backup Custodian for security keys.
• Report customer exposure to Central Bank.
• Report overdue exceptions to business and Risk Managers monthly.

Skills

Banking policies

Islamic credit products

PC skills

English communication

Arabic language

Independent work

Job description

ADIB Group in Abu Dhabi invites a Senior Credit Documentation Officer to oversee the final credit documentation stage before disbursement, ensuring compliance with credit policies and security agreements.

You will prepare and review FOLs, security documents, and collateral schedules, maintain accurate system records, and support the Team Leader with policy SOPs and project work while maintaining strong customer service standards. Excellent knowledge of English and Arabic is beneficial.