Senior Credit Analyst Dubai | Risk & Financing Expert

ADIB Group; Dubai; In loco; AED 180.000 - 300.000; Tempo pieno

Descrizione del lavoro

ADIB Group in Dubai seeks a Senior Credit Analyst to review and analyze credit applications, validate financial statements, and recommend financing packages aligned with bank policies. You will perform both financial and non-financial analyses, conduct site visits, and collaborate with Relationship Managers to gather complete documentation and assess risk.

Ideal candidates have 7+ years in SME/commercial banking, with strong analytical and communication skills, and fluency in English (Arabic a

Competenze

• Review credit applications of companies and ensure consistency with bank policy.
• Perform financial and non-financial analysis for credit proposals.
• Check genuineness of customers' financials.
• Conduct site visits to verify business operations, inventory, reputation and model.
• Adhere to KPIs of application processing and targets.
• Collaborate with RM to obtain complete set of documents for review.

Mansioni

• Review credit applications and ensure consistency with policy.
• Contribute to department objectives, goals and policies.
• Review credit proposals and recommend to higher authorities.
• Highlight risk factors and mitigations for each credit application.
• Collaborate with RM to ensure complete documentation for review and analyses.
• Verify genuineness of financials and perform financial analysis.
• Conduct independent checks through interviews and site visits to assess operations.
• Adhere to KPIs and processing targets.
• Prepare/review TM & RAC factors & MRA input.
• Maintain contact with Business Units to ensure satisfaction.
• Take on additional assignments from line manager.

Conoscenze

Credit analysis

Financial analysis

Risk evaluation

Analytical thinking

Communication skills

Interpersonal skills

English/Arabic

Descrizione del lavoro

ADIB Group in Dubai seeks a Senior Credit Analyst to review and analyze credit applications, validate financial statements, and recommend financing packages aligned with bank policies. You will perform both financial and non-financial analyses, conduct site visits, and collaborate with Relationship Managers to gather complete documentation and assess risk.

Ideal candidates have 7+ years in SME/commercial banking, with strong analytical and communication skills, and fluency in English (Arabic a