Senior AML Analyst: Policy & Investigations Lead

Al-Futtaim; Dubai; On-site; AED 180,000 - 260,000; Full time

Job summary

Orient Insurance PJSC, part of the Al-Futtaim Group, is seeking a Senior AML Analyst for the Insurance Division in Dubai. The role focuses on implementing AML, CTF, CPF, FATCA and CRS controls, governance, and regulatory reporting to support compliant operations.

Responsibilities include policy development, due diligence oversight, risk assessments, investigations, and coordination with regulators. The ideal candidate has 5+ years in AML/CTF/CRS and relevant certifications.

Qualifications

• 5+ years AML/CTF/CPF/FATCA/CRS compliance experience in banking, insurance, or related industries.
• Bachelor’s degree in law, Finance, Commerce, Business Administration, or a related field.
• CAMS or ICA certifications are preferred.
• Excellent communication skills, with the ability to engage stakeholders and senior management.
• Strong organizational and time management skills, with the ability to prioritize tasks under pressure.

Responsibilities

• Develop, implement, review, and enhance AML, CTF, CPF, FATCA, and CRS policies and procedures.
• Provide compliance oversight, guidance, and governance of all applicable regulatory requirements.
• Regularly coordinate with internal departments to obtain due diligence documents and resolve complex compliance issues.
• Execute and oversee due diligence activities in accordance with defined processes and regulatory guidelines.
• Conduct and review enterprise-wide risk assessments and client risk assessments per procedures and regulatory requirements.
• Maintain documentation in accordance with record retention policy and ensure timely reporting.
• Support screening and transaction monitoring system reviews and improvements.
• Identify red flags, control gaps, and compliance issues related to KYC and onboarding.
• Prepare SARs/STRs and review cases prepared by team members.
• Liaise with regulators and supervisors on AML/CTF/CPF/FATCA/CRS matters.
• Build partnerships with Internal Audit, Operations, and other stakeholders regarding AML programs.
• Communicate and present compliance matters to management to ensure regulatory adherence.
• Provide AML/CTF/CPF/FATCA/CRS guidance to business units and support Compliance Committee meetings.
• Ensure timely filing of regulatory reports with the regulator.

Skills

Communication

Stakeholder engagement

Regulatory knowledge

Risk assessment

Investigations

Education

Bachelor's degree in Law/Finance/Business

CAMS/ICA certifications

Tools

Transaction monitoring systems

Screening tools

Compliance monitoring solutions

Reporting systems

Job description

Orient Insurance PJSC, part of the Al-Futtaim Group, is seeking a Senior AML Analyst for the Insurance Division in Dubai. The role focuses on implementing AML, CTF, CPF, FATCA and CRS controls, governance, and regulatory reporting to support compliant operations.

Responsibilities include policy development, due diligence oversight, risk assessments, investigations, and coordination with regulators. The ideal candidate has 5+ years in AML/CTF/CRS and relevant certifications.