Risk & Underwriting Lead Analyst Risk & Underwriting MEA

Cigna; Dubai; On-site; AED 120,000 - 200,000; Full time

Job summary

An established industry player is seeking a skilled professional to evaluate and design insurance plans for corporate clients. This role involves developing pricing strategies, understanding market dynamics, and building strong relationships with sales teams. The successful candidate will play a crucial role in managing a diverse portfolio while ensuring compliance with underwriting authorities. Join a team dedicated to improving health outcomes and driving business growth in the Middle East and Africa. If you are passionate about making a difference in the healthcare sector, this opportunity is perfect for you.

Responsibilities

• Evaluate and modify plan design for renewals and new business.
• Develop understanding of competitive and regulatory landscape.
• Manage portfolio of accounts balancing profitability and revenue.

Job description

Responsibilities

• Evaluate, price and modify plan design for renewals and new business and large corporate quotations in compliance with underwriting authorities
• Conceptualize and implement pricing strategies for the SME portfolio
• Develop an understanding of competitive and regulatory landscape in all of Cigna's major countries within Middle East and Africa
• Build effective relationships with sales and client management partners to win and retain business
• Collaborate with underwriters to deliver on the turn-around-time expectations of the commercial team
• Act as the underwriting point of contact for all Africa-related projects
• Identify opportunities to improve processes and pricing, and collaborate with the rest of the team to implement solutions
• Manage portfolio of accounts by balancing profitability and revenue
• Provide concise, clear and decisive instructions on risk exposure
• Conduct analytical reviews to identify and understand trends, patterns and insights that are used to successfully manage the portfolio
• Support the rest of the underwriters on the team to balance the workload

About Cigna Healthcare

Cigna Healthcare, a division of The Cigna Group, is an advocate for better health through every stage of life. We guide our customers through the health care system, empowering them with the information and insight they need to make the best choices for improving their health and vitality. Join us in driving growth and improving lives.