Risk & Underwriting Lead Analyst

The Cigna Group; Dubai; On-site; AED 120,000 - 180,000; Full time

Job summary

A leading health insurer is seeking a Lead Underwriter for Large Corporate Accounts based in Dubai. The successful candidate will manage insurance portfolio profitability and collaborate with sales teams. Candidates should have extensive experience in health insurance underwriting and be familiar with the Middle East market.

Qualifications

• At least 6 years of experience in health insurance underwriting.
• Good knowledge of the Middle East health insurance market.
• Experience in managing multiple stakeholders.

Responsibilities

• Evaluate and price benefits for new business and renewals.
• Conduct analytical reviews to manage the portfolio.
• Build effective relationships with sales and client management.

Skills

Analytical skills

Communication skills

Attention to detail

Self-motivated

Education

Bachelor’s degree in finance, mathematics, engineering, actuarial science or similar

Tools

Microsoft Excel

MS Access

SQL

Tableau

Power BI

Job description

Overview

• Cigna Insurance Middle East, a leading health insurer, is looking to appoint a Lead Underwriter focused on Large Corporate Accounts, to join the underwriting team based in Dubai.
• The lead underwriter is expected to collaborate with commercial teams to ensure profitable growth of the Middle East portfolio.
• Day-to-day responsibilities will include new business quotes, renewal of existing clients, and contributing towards broader strategic initiatives.

Key Responsibilities

• Evaluate, modify and price benefits for large corporate new business and renewal quotations in compliance with underwriting guidelines.
• Conduct analytical reviews to identify and understand trends, risks and experience to successfully manage portfolio.
• Build effective relationships with sales and client management partners to win and retain business
• Support the broader underwriting team to balance the workload.
• Identify possible areas of improvement in the Large Corporate underwriting workflow.
• Collaborate with underwriters in the other offices on regional opportunities.
• Manage portfolio of accounts by balancing profitability and revenue
• Provide concise, clear and decisive instructions on risk exposure

Target Profile and Capabilities

• At least 6 years of experience in health insurance underwriting, with at least 2 years of experience in the Middle East.
• Good knowledge of the Middle East health insurance market.
• Bachelor’s degree in finance, mathematics, engineering, actuarial science or similar.
• Strong proficiency in Microsoft Excel.
• Experience with database or data visualization tools such as MS Access, SQL, Tableau or Power BI will be an advantage.
• Be self-motivated and results driven.
• Good communication skills and strong attention to detail.
• Excellent verbal and written English.
• The ability to manage multiple stakeholders and balance conflicting priorities.
• Ability to work independently, take ownership of own tasks and manage time effectively.

About Cigna Healthcare

Cigna Healthcare, a division of The Cigna Group, is an advocate for better health through every stage of life. We guide our customers through the health care system, empowering them with the information and insight they need to make the best choices for improving their health and vitality. Join us in driving growth and improving lives.

Qualified applicants will be considered without regard to race, color, age, disability, sex, childbirth (including pregnancy) or related medical conditions including but not limited to lactation, sexual orientation, gender identity or expression, veteran or military status, religion, national origin, ancestry, marital or familial status, genetic information, status with regard to public assistance, citizenship status or any other characteristic protected by applicable equal employment opportunity laws.

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