Retail Banking Executive - Credit Cards

Client of Talentmate; Dubai; On-site; AED 60,000 - 100,000; Full time

Job summary

An established industry player is on the lookout for a dynamic Retail Banking Executive to drive credit card sales. In this exciting role, you will engage with customers, understand their financial needs, and offer tailored credit card solutions. Your strong sales acumen and excellent interpersonal skills will be crucial as you strive to meet and exceed sales targets while providing top-notch customer service. This position not only offers the chance to develop your career in the banking sector but also allows you to be at the forefront of innovative financial products. If you are passionate about finance and customer engagement, this opportunity is perfect for you.

Qualifications

• Prior experience in banking or financial services, preferably in credit card sales.
• Strong sales acumen with a track record of achieving sales targets.

Responsibilities

• Promote and sell credit card products through various channels.
• Identify customer needs and recommend suitable credit card options.

Skills

Sales Acumen

Communication Skills

Negotiation Skills

Customer Engagement

Education

Diploma in Business

Bachelor's Degree in Finance

Job description

We are seeking a dynamic and target-driven Retail Banking Executive to focus on the promotion and sale of credit card products. This role requires a motivated individual with strong interpersonal skills and the ability to identify and engage potential customers, understand their financial needs, and recommend appropriate credit card solutions. The ideal candidate will have a deep understanding of retail banking services and a proven ability to meet or exceed sales targets while providing excellent customer service. If you are enthusiastic about financial products and customer engagement, this role offers a great opportunity to grow your career in the banking sector.

Responsibilities:

1. Actively promote and sell the bank's credit card products to individual customers through various channels including in-branch, outdoor, and tele-sales.
2. Identify customer needs through consultations and recommend the most suitable credit card options.
3. Achieve assigned monthly and quarterly sales targets while ensuring adherence to compliance and regulatory guidelines.
4. Assist customers with application processes, providing accurate information and collecting necessary documentation.
5. Build and maintain strong customer relationships to encourage loyalty and referrals.
6. Stay updated on the latest credit card offerings, features, promotions, and market trends to better inform customers.
7. Participate in promotional events, campaigns, and sales drives organized by the bank.
8. Maintain proper records of customer interactions and sales activity for reporting and follow-up.

Requirements:

1. Prior experience in banking or financial services, preferably in credit card sales or retail banking.
2. Strong sales acumen with a track record of achieving or exceeding sales targets.
3. Excellent communication and negotiation skills with a customer-oriented approach.
4. Good understanding of banking regulations and financial products, particularly credit cards.
5. Ability to work independently and manage time effectively in a fast-paced sales environment.
6. Professional appearance and demeanor with strong interpersonal skills.
7. A diploma or bachelor's degree in business, finance, or a related field is preferred.