Retail Banking Executive - Auto Loan

Talentmate; Sharjah; On-site; AED 120,000 - 180,000; Full time

Job summary

A leading company in the UAE seeks a Retail Banking Executive specializing in Auto Loans. This role focuses on driving financial growth through customer-focused auto loan solutions, evaluating applications, and ensuring regulatory compliance. Ideal candidates should possess strong communication skills and at least 3 years of relevant experience.

Qualifications

• Minimum 3 years experience in retail banking or auto lending.
• Strong understanding of banking regulatory requirements.
• Exceptional communication and negotiation skills.

Responsibilities

• Conduct assessments of auto loan applications for eligibility.
• Develop and maintain a pipeline of auto loan prospects.
• Provide personalized financial advice regarding auto loans.

Skills

Customer Service

Communication

Analytical Skills

Problem Solving

Education

Bachelor's degree in finance or business administration

Tools

Banking Software

Customer Relationship Management tools

Job description

Bachelor of Business Administration(Management)

Nationality

Any Nationality

Vacancy

1 Vacancy

Job Description

Job Description

As a Retail Banking Executive specializing in Auto Loans, you will play a crucial role in driving the financial growth of the bank by focusing on the auto lending sector. Your expertise in customer service, combined with your knowledge of banking operations and loan products, will help provide clients with tailored auto loan solutions. You will be responsible for evaluating loan applications, maintaining an active pipeline of prospects, and ensuring compliance with bank policies and procedures. The ideal candidate will have exceptional communication skills, strong analytical abilities, and a passion for customer satisfaction. By leveraging your deep understanding of the retail banking landscape, you will contribute significantly to the bank's customer acquisition and retention efforts.

Responsibilities

• Conduct detailed assessments of auto loan applications to determine eligibility and compliance.
• Develop and maintain a strong pipeline of auto loan prospects through proactive outreach.
• Provide personalized financial advice to clients regarding auto loan options and terms.
• Collaborate with branch staff to optimize auto loan marketing strategies and execution.
• Ensure all loan documentation is accurate and complies with banking regulations.
• Analyze market trends and competitor activities to identify new business opportunities.
• Build strong relationships with car dealerships to enhance loan product offerings.
• Assist in the development of new auto loan products and services based on market insights.
• Conduct regular follow-ups with clients to ensure timely loan repayment and satisfaction.
• Train and mentor junior staff about auto loan products and best practices.
• Report to senior management on loan performance metrics and pipeline activities.
• Work collaboratively with other banking departments to enhance customer experience.

Requirements

• Bachelor's degree in finance, business administration, or a related field.
• Minimum of 3 years experience in retail banking or auto lending sector.
• Strong understanding of banking regulatory requirements and loan documentation.
• Exceptional communication and negotiation skills with a customer-focused approach.
• Proficiency in using banking software and customer relationship management tools.
• Ability to analyze financial statements and credit reports effectively.
• Strong problem-solving skills and the ability to handle sensitive customer situations.

Job Details Role Level:Mid-LevelWork Type:Full-TimeCountry:United Arab EmiratesCity:SharjahCompany Website:

Company Industry

• Recruitment
• Placement Firm
• Executive Search

Department / Functional Area

• Store Operations (for Retail Industry)

Keywords

• Retail Banking Executive - Auto Loan

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