Relationship Manager, Personal Loans.Injaz - RBG - Emirati PL Sales.Retail Banking Group

Mashreq Careers; United Arab Emirates; On-site; AED 120,000 - 200,000; Full time

Job summary

A leading banking institution in the UAE is seeking a dedicated sales professional to grow their Emirati and Islamic segment. The ideal candidate will have extensive banking sales experience and a strong ability to manage client relationships, ensuring targeted growth and compliance with bank policies. This role offers the opportunity to work within a dynamic team focused on client satisfaction and product offerings that align with customer needs.

Qualifications

• 7 - 10 years of banking sales experience required.
• Strong knowledge of Retail Banking products and policies.
• Skills in sales and marketing are essential.

Responsibilities

• Drive new-to-bank business for Emirati and Islamic clients.
• Manage client relationships and ensure service delivery.
• Cross-sell banking products to achieve revenue targets.

Skills

Confidence

Persistence

Communication

Education

Graduate degree

Job description

United Arab Emirates (FTO)

Job Description

The job purpose is to generate leads and onboard quality clients for Emirati & Islamic segment in the assigned region. In addition, the candidate will be required to handle more complex product offering like Mortgage, Investment and FX which will require client profiling. The job holder will also be responsible in managing the relationship and support the client in any service-related matters and onboard Mashreq Gold profile clients.

Responsibilities

To proactively drive new-to-bank business to grow Emirati and Islamic business presence.

To maintain close contact and relationship with the clients in a way, which ensures that we remain one of their main banks getting a major share of their wallet.

To proactively solicit / manage businesses, which meet agreed risk-reward parameters of the unit.

To deliver agreed assets / liabilities / FX revenue numbers and significant cross-sell of other products of the bank.

Intra-organization liaison ensuring service delivery to clients.

To work closely with all product and channel partners from RBG and CIBG and the SME FX team so as to maximize opportunities provided through regular contacts, feedback, co-ordination and cross referrals.

To ensure that the credit risk on account of facilities execution

To ensure compliance requirements for the relationships are adhered to in line with the banks policies – KYC, AML, account reviews as per risk levels and high value transaction monitoring.

Self starter to ensure consistency in productivity and performance.

Qualifications

Sales profile that require confidence, persistence, personality and verbal written

Strong knowledge of products, service policies and processes of Retail Banking.

Graduate and have experience in Sales & Marketing with 7 - 10 plus years banking sales experience