Regulatory Credit Risk Analyst

United States Citigroup; Dubai; On-site; AED 280,000 - 520,000; Full time

Job summary

Citigroup in Dubai seeks a risk professional to support approvals coordination, regulatory gap analysis, and governance presentations for the local risk oversight. You will coordinate submissions with ICM/CLM and collaborate with key stakeholders to ensure timely regulatory reporting and portfolio risk assessment.

The role requires 3–5 years in risk management or regulatory reporting, a degree in Finance/Economics/Statistics, strong data analysis, and advanced Excel/PowerPoint skills.

Qualifications

• Bachelor's or Master's degree in Finance, Economics, Business Administration, Statistics, or related quantitative field.
• 3–5 years of direct experience in risk management, credit analysis, or regulatory reporting within banking/financial services.
• Proficiency with Excel, PowerPoint, and data visualization tools; strong data analysis and presentation skills.

Responsibilities

• Approvals coordination for pre- and post-approvals with CCO Office and local approvers.
• Regulatory gap analysis against local regulations and internal policies; recommend and help implement action plans.
• Prepare and potentially present governance materials (slides/decks) for ROC, MOC, CCC meetings and other stakeholders.
• Coordinate and submit local regulatory credit-related surveys and reporting.
• Lead rapid portfolio reviews in response to high-risk events with ICM/CLM and 1LoD collaboration.

Skills

Risk management

Credit analysis

Regulatory reporting

Data analysis

Communication

Stakeholder management

Education

Bachelor's or Master's degree in Finance, Economics, Business Administration, Statistics or related field

Tools

Microsoft Excel

PowerPoint

Data visualization tools

Job description

Approvals Coordination

Support the Chief Credit Officer CCO and CCO Office Approvers by preparing groundwork for pre and post-approvals Coordinate submissions between internal control functions including ICM CLM and maintain a detailed dashboard for all local regulatory and institutional approvals

Regulatory Gap Analysis

Perform thorough gap assessments of new local regulations against existing internal Citibank Wholesale Credit Risk WCR policies standards and procedures Recommend and help implement action plans to mitigate any identified gaps

Governance Presentation

Assume responsibility for the preparation and potential presentation of sophisticated presentation materials slides decks for key governance forums including periodic and ad-hoc Risk Oversight Committee ROC Model Oversight Committee MOC and Country Coordinating Committees CCC meetings or for other key stakeholders within Citigroup

Regulatory Reporting

Prepare coordinate and submit all regular and ad-hoc local regulatory credit related surveys and reporting in coordination and collaboration with other key stakeholders in the Bank

Portfolio Risk Assessment

Spearhead the execution of Rapid Portfolio Reviews in response to emergent high-impact risk events or market changes that could materially affect the portfolio s health This involves in-depth collaboration with the Institutional Credit Management Credit Lending Management ICM CLM teams and First Line of Defense 1LoD Business units to ensure a holistic assessment

Educational Background:

A Bachelor's or Master's degree in Finance, Economics, Business Administration, Statistics, or a related quantitative field is required.

Professional Experience & Technical Skills:

A minimum of 3-5 years of direct experience in risk management, credit analysis, or regulatory reporting capacity within the banking or financial services sector. Familiar with quantitative risk concepts. Demonstrable experience in interpreting financial regulations and implementing internal processes to meet regulatory requirements. Exceptional data analysis and presentation skills; proficiency with Microsoft Excel, PowerPoint, and data visualization tools is essential.

Key Attributes:

• Analytical Mindset: Superior analytical and problem-solving skills with an unwavering attention to detail and accuracy.
• Communication: Excellent written and verbal communication skills, with the ability to articulate complex risk concepts to diverse audiences, including senior management.
• Stakeholder Management: Proven ability to collaborate effectively within immediate team and across different departments and levels of seniority, including Chief Risk Officer, Compliance and Finance.
• Integrity and Professionalism: A strong sense of ethics and responsibility in handling sensitive and confidential information.
• Initiative: A proactive and self-motivated individual capable of managing a demanding workload and prioritizing tasks effectively under tight deadlines.