Product Manager - Personal Finance | Abu Dhabi, UAE

ADIB - Abu Dhabi Islamic Bank; Abu Dhabi; On-site; AED 200,000 - 350,000; Full time

Job summary

ADIB - Abu Dhabi Islamic Bank is looking for a Product Manager specializing in Personal Finance, responsible for product management and strategy execution. You will assist in achieving business objectives and manage product performance by collaborating with various stakeholders to enhance product offerings. Strong communication, problem-solving, and market understanding skills are essential for success in this role.

Qualifications

• In depth understanding of credit policies and application processes.
• Understanding competitor products and services.

Responsibilities

• Achieving product and business development objectives.
• Assist in launching new product variants and campaigns.
• Manage product performance against set targets.
• Timely update of SOP and Policy manuals.
• Managing regulatory reporting and compliance.

Skills

Understanding of market dynamics

Understanding of digital channels

Excellent verbal and written communication skills

Problem solving skills

Time Management skills

Job description

Product Manager - Personal Finance

ADIB - Abu Dhabi Islamic Bank Abu Dhabi, United Arab Emirates

ADIB - Abu Dhabi Islamic Bank Abu Dhabi, United Arab Emirates

Job Description

Role : Product Manager - Personal Finance
Location : Abu Dhabi

Role Purpose:

Product management and development

Key Accountabilities of the role

Product Management / Development:

• Achieving product and business development objectives by helping the Product Head in setting the channel objectives and effective channel performance tracking and ensuring right processes/ systems in place.
• Assist Product Head in launching new product variants, campaigns and sales boosters.

Strategy:

• To assist in developing the product strategy by doing the effective competition scan.
• To ensure execution of the business projects in line with Product Strategy.
• Execution of PF strategy in liaison with internal stakeholders.
• Closely interact with IT and Digital factory for the development of required product features and relevant UAT's.

Targets and Budgets:

• Manage product performance against the set targets

Policies, Systems, Processes & Procedures:

• Timely update of SOP and Policy manuals.
• Improve credit policies in line with market scan through Test programs.
• Ensure achieving the set KPI's of application processing i.e. STP rate and RTS rate.
• Regular trainings to frontline.
• Process digitization to improve customer and user experience.
• Ensure compliance to CB and CPR regulatory guidelines.

Governance and Controls:

• Managing regulatory reporting, internal or external audits on the product and timely closure of audit comments.
• Ensure timely update / testing of RCSA and tracking of GRC pending items.
• Perform exceptions management.

Specialist Skills / Technical Knowledge Required for this role:

• Understating of market dynamics including demographic factors, competitor products and services
• Understanding of digital channels and digital product offerings on Personal Finance
• In depth understanding of credit policies / application processes
• Excellent verbal and written communication skills
• Problem solving skills
• Time Management skills

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