Payments Systems Architect: Real-Time, Secure & Scalable

Capco; Dubai; On-site; AED 300,000 - 600,000; Full time

Job summary

Capco in Dubai is recruiting a Core Payments Architect to guide clients in designing and implementing scalable, secure PSH-based payment systems with a focus on integration and regulatory compliance. You will define roadmaps, lead cross-functional teams, and ensure seamless migration from legacy systems while driving innovation with APIs and microservices.

The role requires deep PSH knowledge, ISO 20022/8583 expertise, cloud-native delivery, and strong stakeholder management to deliver payment

Qualifications

• Comprehensive PSH knowledge and architecture design expertise.
• Proficient with ISO 20022 and ISO 8583 payment protocols; tokenization and encryption.
• Cloud-native approach with Kubernetes and Docker experience.
• Real-time payments, cross-border remittances and card payment systems knowledge.
• API design principles; middleware and ESB/iPaaS integration experience.
• Regulatory knowledge: PSD2, PCIDSS, ISO 27001.

Responsibilities

• Architecture Design: client-centric architectures for scalable, high-availability payment systems.
• Workflow Optimization: end-to-end payment processing workflows including clearing and real-time payments.
• Integration of Payment Schemes: integrate SWIFT, SEPA, ISO 20022 and local schemes.
• Strategic Technical Roadmapping: define technical roadmaps aligned with business and regulatory needs.
• Innovation Leadership: introduce APIs and microservices-based architectures.
• Legacy System Migration: migrate to PSH-based solutions with minimal disruption.
• Seamless Integration: work with cross-functional teams to integrate PSH with core banking and open banking platforms.
• Governance and Standards: ensure PCIDSS, GDPR, PSD2 compliance; establish best practices.
• Stakeholder Management: collaborate with business units, IT teams, and vendors.

Skills

PSH knowledge

ISO 20022

ISO 8583

Kubernetes

Docker

API design

Cloud-native

ESB / iPaaS

Tools

ESB / iPaaS

Job description

Capco in Dubai is recruiting a Core Payments Architect to guide clients in designing and implementing scalable, secure PSH-based payment systems with a focus on integration and regulatory compliance. You will define roadmaps, lead cross-functional teams, and ensure seamless migration from legacy systems while driving innovation with APIs and microservices.

The role requires deep PSH knowledge, ISO 20022/8583 expertise, cloud-native delivery, and strong stakeholder management to deliver payment