Operations and Service Manager

ADIB; United Arab Emirates; On-site; AED 60,000 - 100,000; Full time

Job summary

An established industry player is seeking a dynamic Branch Operations Manager to oversee daily operations and enhance service delivery. This role involves managing cash transactions, ensuring compliance with banking regulations, and driving sales through effective coaching and mentoring of staff. The ideal candidate will possess strong communication skills and a deep understanding of retail banking products. Join a forward-thinking organization that values customer satisfaction and operational excellence, where your contributions will directly impact the success of the branch and the overall customer experience.

Qualifications

• 4-5 years of banking experience preferred, knowledge of retail banking products.
• Strong communication and presentation skills in English.

Responsibilities

• Manage branch operations, ensuring compliance with policies and procedures.
• Monitor sales performance and coach staff to improve productivity.
• Interact with customers to promote banking products and services.

Skills

Communication skills

Presentation skills

Time-management skills

Coaching and mentoring

Customer service

Education

Banking experience

Retail sales experience

Tools

Banking systems

Computer literacy

Job description

Handling the branch operations – Review, control & approval, Sales and business acquisition, Management of service delivery and Staff Management and Coordination.

Key Accountabilities of the role:

These are the main responsibilities of this role:

RESPONSIBILITIES:

• Cash Vault - Dual control of branch Vault
• Providing cash to tellers for daily business transactions, approving daily transactions for remittances and other products, where applicable approving the override of transactions exceeding specified teller limits
• Managing branch cash as per cash holding limit
• Process & balance daily inward and outward clearing transactions
• Reconciliation and review of errors in teller transactions
• Review and approve work processes documentations and system input reports, accomplished on account of deposit sales and retail & institutional services, by customer service staff
• Ensure that all customers transactions are per ADIB policies and procedures
• Sign on behalf of the bank as per the assigned limit
• Control and supervision of operations work processes for compliance with ADIB’s Credit & Operational Policies & Procedures, thus maintaining an acceptable both internal and external audit rating
• Conduct surprise checks of Branch Vault cash on a monthly basis and report exceptions if noted, to HO authorities
• Facilitating and implementing work process improvements
• Interact with customers for sale of ADIB’s deposit, Finance, Cards & Takaful products by ensuring service efficiency and adherence to best service standards
• Monitor the sales performance of CROs
• Generation of new business via out marketing calls and in-branch contacts through “Open door policy” in meeting customers
• Setting and monitoring sales plans for the branch and sales staff as per forecast
• Coaching of all sales staff to increase sales productivity and cross selling
• Monitor branch service standards for customer satisfaction
• Customer retention efforts with personal involvement in complaint resolution, account closures and inquiries
• Getting ad-hoc customer feedback
• Ensure service level agreements (SLA) with internal and external customers are in place, followed and are frequently calibrated for continuous improvement
• Observation of queue time and length and taking action as needed to manage customer traffic
• Maintain staff morale and relationship
• Observe, coach / train and counsel staff towards expected behaviors
• Identify training development needs for staff and ensure that these are met as per schedules

Specialist Skills / Technical Knowledge Required for this role:

• Knowledge of products and services offered by ADIB
• Knowledge of branch operations and back office functions
• Knowledge of ADIB policies and systems
• Thorough knowledge of all the regulations issued by the Central Bank of UAE
• Communication and presentation skills - both written and oral (in English)

Previous experience required (if any):

• Knowledge of Retail Banking products, processes, and policies
• 4-5 years of banking experience (UAE banking experience preferred) or retail sales experience
• Computer literacy and tech-savviness
• Self-starter with excellent time-management skills
• Active coach and mentor to junior employees