Officer - Central Credit Administration

Job Title: Officer - Central Credit Administration

Posting Start Date: 18/04/2025

Job Description:

Job Purpose

The CCA team provides support functions to various business units within the bank. Responsible for information input & update in the bank's various systems as per the received instructions & within the predefined timeline scales, policies & procedures. Additionally, will be responsible for supervising the daily work among sub-divisions & ensuring the accomplishment of duties within the predefined timeline scales.

Key Accountabilities

• Supervising the day-to-day operations including but not limited to authorizing limit activations/modifications, customer risk ratings updates, interest rates at limits and account levels modifications, special tariff codes, customer attributes updates for conditions and related parties, linking & delinking of collaterals on the Collateral module, admin extension date, limits blocking/sub allocation, collecting the facility arrangements fees, issuing balance confirmations and liability/no liability certificates, debiting the balance confirmation charges, other certificates/letters charges and EOL charges, reversal transactions, renegotiation flags for classified clients, linking & de-linking companies under grouping structure.
• Issuing credit reports to other banks & responding to credit inquiries from other banks.
• Authorizing the scanned security documents into EDMS, removing and lodgement for the security documents and releasing security documents maintained under CCA custody.
• Management for Human Resources.
• Guiding the supervised staff & monitoring their daily performance.

Other Accountabilities

Job Context

• Follow up on the progress for data integrity, data cleaning exercises & special assigned tasks.
• Manage the assignment of work among staff.
• Raise queries to the IT department through the systems champion for any required resolution or clarification.

Education

A minimum bachelor’s degree in a business-related field or equivalent.

Experience and Skills

Educational Level:
Bachelor's degree in a business-related field or equivalent.
Work Experience:
A minimum of 3 years prior experience in banking operations.
Specialist Skills/Competencies Required for the Role:
Basic computer skills, an understanding of AML within the UAE and Central Bank regulations relating to transactional processing, good English language aptitude.

Technical Competencies

Customer Service - Service Delivery - Proficient, Transaction Processing and Control - Service Delivery - Advanced, Data Management - Service Delivery - Proficient, Product Knowledge and Documentation - Service Delivery - Proficient, Core and Regulatory Banking Systems - Service Delivery - Proficient, Process Re-engineering - Service Delivery - Basic, Policies and Procedures - Service Delivery - Advanced.

Behavioural Competencies

Change and Innovation - Basic, Evaluating and Solving Challenges - Basic, Communication - Basic, Results Orientation - Basic, Working and Collaborating with Others - Basic.