Manager- Coverage - Commercial Banking - EmiratizedRole

First Abu Dhabi Bank; Dubai; On-site; AED 120,000 - 200,000; Full time

Job summary

A leading bank in Dubai is seeking a Credit Analyst to support Relationship Managers with credit proposals and customer portfolio management. The ideal candidate will have at least 5 years of experience in banking and a relevant degree. Responsibilities include analyzing financial statements, onboarding clients, and ensuring compliance with bank policies. This fulltime role offers the opportunity to contribute to client satisfaction and financial assessments.

Qualifications

• 5 years relevant experience in Corporate or Business Banking.
• 3 years in positions with increasing responsibilities in support functions.

Responsibilities

• Analyze financials and prepare Credit Proposals.
• Onboard and monitor Discretionary Lending customer portfolios.
• Follow relevant departmental policies and processes.

Skills

Credit analysis

Financial statement analysis

Client relationship management

Risk assessment

Data quality management

Education

Bachelors Degree in Business Administration or related field

Tools

Hyperion

Salesforce

QlikView

Job description

Key
Accountabilities:

• Credit
  analysis analyzing audited financials and preparation of Credit
  Proposals.
• Onboarding and monitoring support
  for acquisition and management of Discretionary Lending customer
  portfolio for assigned Relationship
  Managers.
• Maintain accuracy on financial
  spreading and quality analysis and turnaround credit proposals
  within benchmarked timeframes.
• Followup on
  origination and execution of customer
  transactions.
• Follow all relevant departmental
  policies processes standard operating procedures and instructions
  so that work is carried out in a controlled and consistent
  manner.
• Demonstrate compliance to organizations
  values and ethics at all times to support the establishment of a
  value drive culture within the bank.
• Contribute
  to the identification of opportunities for continuous improvement
  and sustainability of systems processes and practices considering
  global standards productivity improvement and cost
  reduction.
• Assist in the preparation of timely
  and accurate statements and reports to meet department requirements
  policies and quality
  standards.

Job
Context:

• Assist the
  Relationship Managers with miscellaneous administration of the
  client portfolio ensuring all documentation and customer files are
  maintained in accordance with banks policies and
  procedures.
• Extract and analyze financial
  statements cash flow forecasts and other complex financial reports
  providing accurate assessments and preparation/recommendation of
  detailed credit submissions including identification of key risks
  and mitigants.
• Be highly alert to crosssell
  opportunities identified by accessing clients needs in order to
  develop strong relation with the customer and refer to appropriate
  specialists (Trade Finance Cash Management and Treasury) for
  selling different products to the
  customer.
• Provide excellent client service by
  attending to client queries ensuring all queries are responded to
  in a timely and professional manner and in keeping with established
  service standards.
• Support improvement of the
  relevant customer service / customer satisfaction outcomes for the
  portfolios.
• Greet and orient the clients in
  products and services of the bank.
• Execute
  relevant financial transactions for clients in line with service
  quality standards and bank policies and
  procedures.
• Ability to identify an acceptable
  level of lending risk in line with banks risk appetite statement
  and to maximize profit from that
  transaction.
• Accountable for maintaining high
  data quality standards by ensuring information captured in the
  Banks systems and documentation are correct and maintained in a
  timely manner.
• Understand access channels (i.e.
  Corporate Internet Banking Phone Banking etc.) to proactively
  educate clients on access options.
• Collaborate
  with peers in the bank to ensure effective support and service
  delivery.
• Provide support and information to
  accomplish individual and team sales
  goals.
• Generate internal and external reports
  for checks on prospect and existing
  customers.
• Perform any other business task
  requested by the line
  manager.

Frameworks
Boundaries & DecisionMaking
Authority:

• Propose and
  recommend decisions as per the approved authorization
  matrix.
• Functions within the framework and
  boundaries of Group policies as well as overall organizational and
  governance
  frameworks.

#LIMM2

Qualifications
:

Minimum
Qualification

• Bachelors
  Degree in Business Administration Finance Banking or a related
  major field of study is
  preferred

Minimum
Experience

• 5 years
  relevant experience in the Corporate Commercial or Business Banking
  with at least 3 years in similar positions of progressively
  increasing responsibilities in the support
  function.

Remote
Work :

No

Employment
Type :

Fulltime

Key Skills
Forecasting,Hyperion,Cost Management,Construction
Estimating,QlikView,Bus Driving,Analysis
Skills,HubSpot,Salesforce,Market Research,negotiation,Financial
Planning
Experience:
years
Vacancy: 1