Manager- Commercial Banking

First Abu Dhabi Bank FAB; Abu Dhabi; On-site; AED 120,000 - 180,000; Full time

Job summary

A reputable bank in Abu Dhabi is seeking a skilled financial analyst to conduct credit analysis and support Relationship Managers. The ideal candidate will have a bachelor's degree and a minimum of 5 years' experience in the banking sector. This role emphasizes client service, analytical skills, and adherence to banking standards, contributing to a value-driven culture.

Qualifications

• Minimum 5 years of relevant experience in Corporate, Commercial, or Business Banking.
• At least 3 years in similar support roles.

Responsibilities

• Conduct credit analysis and prepare credit proposals.
• Support onboarding and management of Discretionary Lending customer portfolios.
• Provide excellent client service and respond to queries.

Skills

Credit Analysis

Financial Statement Analysis

Client Service

Risk Assessment

Analytical Skills

Education

Bachelor's degree in Business Administration, Finance, Banking

Job description

Job Responsibilities

• Conduct credit analysis by analyzing audited financial statements and preparing credit proposals.
• Support onboarding and monitoring for the acquisition and management of Discretionary Lending customer portfolios for assigned Relationship Managers.
• Ensure accuracy in financial spreading, quality analysis, and prepare credit proposals within benchmarked timeframes.
• Follow up on the origination and execution of customer transactions.
• Adhere to departmental policies, processes, SOPs, and instructions to ensure work is controlled and consistent.
• Demonstrate compliance with organizational values and ethics to foster a value-driven culture.
• Identify opportunities for continuous improvement and sustainability in systems, processes, and practices, considering global standards, productivity, and cost reduction.
• Assist in preparing timely and accurate statements and reports to meet departmental standards.

Job Context

• Assist Relationship Managers with administrative tasks related to the client portfolio, ensuring documentation and customer files comply with bank policies.
• Extract and analyze financial statements, cash flow forecasts, and complex reports to assess risks and prepare detailed credit submissions.
• Identify cross-sell opportunities by understanding client needs and refer clients to specialists for additional products.
• Provide excellent client service by responding promptly and professionally to queries.
• Support customer satisfaction initiatives and improve service outcomes.
• Orient clients to the bank's products and services.
• Execute financial transactions in line with service standards and policies.
• Identify acceptable lending risks aligned with the bank’s risk appetite to maximize profit.
• Maintain high data quality standards in the bank’s systems and documentation.
• Educate clients on access channels like Corporate Internet Banking and Phone Banking.
• Collaborate with peers to ensure effective support and service delivery.
• Support sales goals by providing relevant information and support.
• Generate reports for prospecting and existing clients.
• Perform additional tasks as assigned by the line manager.

Desired Candidate Profile

Qualifications

• Bachelor's degree in Business Administration, Finance, Banking, or related fields preferred.
• Minimum 5 years of relevant experience in Corporate, Commercial, or Business Banking, with at least 3 years in similar support roles.

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Company Description

First Abu Dhabi Bank values diversity and cultural knowledge, offering an inclusive environment. We support your growth through responsible management and respect for different perspectives, aiming to grow stronger together.