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A leading company in the financial sector seeks a meticulous Loan Document Reviewer to join its lending operations in Sharjah. This role is critical for ensuring all loan documentation meets internal standards and regulatory requirements, involving collaboration with various stakeholders to resolve discrepancies. The ideal candidate will have a strong attention to detail, a background in finance or legal studies, and at least two years of relevant experience.
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Key Responsibilities:Review loan documents for completeness accuracy and adherence to company standards and regulatory requirements.
Verify that all required legal and supporting documentation is present and properly executed.
Ensure loan terms borrower information and collateral details are correctly reflected in documentation.
Identify and escalate documentation deficiencies or compliance issues to appropriate parties.
Collaborate with loan officers underwriters processors and closing agents to resolve document-related issues.
Maintain audit-ready records by properly organizing and updating loan files.
Support internal and external audits by providing required documentation and explanations.
Stay updated on current lending regulations policies and document standards.
Ensure timely and accurate documentation review to meet closing or funding deadlines.
High school diploma or equivalent (Associate or Bachelors degree in Finance Business or Legal Studies preferred).
2 years of experience in loan documentation review loan processing or related banking/lending functions.
Strong knowledge of loan types (commercial consumer or mortgage) and related documentation.
Familiarity with regulatory compliance (e.g. TRID RESPA HMDA TILA).
Excellent attention to detail and problem-solving skills.
Proficiency in loan origination systems and document management software (e.g. Encompass LaserPro DocuSign).
Strong communication and collaboration skills.
Ability to work under pressure and meet tight deadlines.
Experience in a banking mortgage or financial services institution.
Understanding of legal and real estate documents (e.g. promissory notes deeds of trust title policies).
Certification in loan processing or compliance (e.g. NMLS CMLP) is a plus.