Islamic Finance Executive Personal Finance, Abu Dhabi (Outsource Role)

ADIB - Abu Dhabi Islamic Bank; Abu Dhabi; On-site; AED 120,000 - 200,000; Full time

Job summary

A leading bank in Abu Dhabi seeks an Islamic Finance Executive to source Personal Finance products and achieve targets. The role involves maintaining relationships with institutions, ensuring compliance with banking regulations, and providing excellent customer service. Ideal candidates will possess a Bachelor's degree in Business Administration and strong sales skills.

Qualifications

• Bachelor's degree in Business Administration or related field.
• Broad knowledge of banking products and services.
• Good understanding of UAE banking regulations.

Responsibilities

• Source Personal Finance products and achieve targets.
• Maintain relationships with institutions and close deals.
• Prepare and review Standard Credit Applications.

Skills

Sales skills

Computer literacy

Knowledge of UAE banking practices

Understanding of service standards

Awareness of competitors

Education

Bachelor of Business Administration (Management)

Job description

Islamic Finance Executive Personal Finance, Abu Dhabi (Outsource Role)

Bachelor of Business Administration (Management)

Nationality: Any Nationality

Vacancy: 1 Vacancy

Job Description

Role: Islamic Finance Executive

Location: UAE (Abu Dhabi or Al Ain)

Role Purpose

To source Personal Finance products for the specified target segment and achieve or exceed the assigned targets.

Key Responsibilities

1. Main Responsibilities:
   • Source Al Khair / Tadawul products to the target segment and meet or surpass targets.
   • Maintain good relationships with institutions and government departments.
   • Visit institutions and government departments to meet potential customers and close deals within the targeted turnaround time, following ADIB policies and procedures.
   • Maintain full product knowledge and apply it consistently.
   • Provide prompt and timely service to customers.
   • Adhere to office timings, confidentiality norms, and data protection policies.
2. Regular / Occasional Responsibilities:
   • Prepare and review Standard Credit Applications, ensuring accuracy and authenticity of documents.
   • Follow approval processes and escalate delays when necessary.
   • Execute Murabaha contracts, prepare files as per checklists, and forward for disbursement within 24 hours post-signing.
   • Ensure error-free submissions and rectify errors as needed.
   • Notify relevant departments of delays and maintain smooth inter-departmental relations.
   • Participate in promotional activities as assigned.
   • Initiate cross-selling of other banking products.
   • Escalate customer complaints appropriately.

Required Skills and Knowledge

• Broad knowledge of ADIB's retail banking products and services.
• Fair knowledge of service standards, sales skills, and computer literacy.
• Good understanding of UAE banking practices, regulations, and risks.
• Awareness of competitors in the local market.

Company Industry

• Banking
• Broking

Department / Functional Area

• Finance
• Treasury

Keywords

• Islamic Finance Executive Personal Finance

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