Insurance Officer - Casualty & Financial Lines

métier - Strategic HR Solutions; Abu Dhabi; On-site; AED 180,000 - 260,000; Full time

Job summary

métier - Strategic HR Solutions in Abu Dhabi is seeking an experienced Underwriter for Casualty and Financial Lines to lead complex risk assessments under delegated authority.

You will analyze financials, terms, and market conditions, coordinate with reinsurers, and mentor junior underwriters while ensuring UAE regulations and fronting arrangements are met.

Qualifications

• Bachelor’s degree in Finance, Accounting, Risk Management, Insurance, or a related field.
• 5+ years of experience in Casualty and Financial Lines.
• Proven experience within FGA / Fire & General Accident or similar specialty lines.
• Strong experience in TPL/EL, casualty renewals, liability quotations, and underwriting.
• Experience with reinsurance, FAC inward, and fronting policies.
• Familiarity with UAE insurance regulations and market practices.
• Experience with underwriting systems and reporting tools.
• ACII, CPCU, or equivalent professional qualification is preferred.
• Strong analytical, negotiation, communication, and stakeholder management skills.
• Fluency in English, both written and spoken is required.

Responsibilities

• Underwrite new and renewal Casualty & Financial Lines risks within delegated authority limits.
• Manage casualty policy renewals and liability quotations, including TPL/EL.
• Analyze financial statements, risk profiles, contractual terms, and market conditions.
• Prepare underwriting proposals, quotations, terms, conditions, and recommendations.
• Coordinate with reinsurers on renewals, new business, premium negotiations, and reinsurance support.
• Arrange FAC inward policies and support fronting policies.
• Review policy wordings, endorsements, and special terms.
• Monitor portfolio performance, loss ratios, and exposure accumulations.
• Support brokers, clients, and internal stakeholders.
• Manage policy documentation, issuance, NOC issuance, and customer onboarding.
• Ensure compliance with internal guidelines, reinsurance requirements, and local insurance regulations.
• Mentor intermediate underwriters and participate in audits, peer reviews, and underwriting committees.
• Contribute to process improvements, product development, and underwriting best practices.

Skills

Analytical skills

Negotiation

Communication

Stakeholder management

English fluency

Education

Bachelor’s degree in Finance, Accounting, Risk Management, Insurance, or a related field

Tools

Underwriting systems

Reporting tools

Job description

Key Responsibilities

• Underwrite new and renewal Casualty & Financial Lines risks within delegated authority limits
• Manage casualty policy renewals and liability quotations, including TPL/EL
• Analyze financial statements, risk profiles, contractual terms, and market conditions
• Prepare underwriting proposals, quotations, terms, conditions, and recommendations
• Coordinate with reinsurers on renewals, new business, premium negotiations, and reinsurance support
• Arrange FAC inward policies and support fronting policies
• Review policy wordings, endorsements, and special terms
• Monitor portfolio performance, loss ratios, and exposure accumulations
• Support brokers, clients, and internal stakeholders
• Manage policy documentation, issuance, NOC issuance, and customer onboarding
• Ensure compliance with internal guidelines, reinsurance requirements, and local insurance regulations
• Mentor intermediate underwriters and participate in audits, peer reviews, and underwriting committees
• Contribute to process improvements, product development, and underwriting best practices

Requirements

• Bachelor’s degree in Finance, Accounting, Risk Management, Insurance, or a related field
• 5+ years of experience in Casualty and Financial Lines
• Proven experience within FGA / Fire & General Accident or similar specialty lines
• Strong experience in TPL/EL, casualty renewals, liability quotations, and underwriting
• Experience with reinsurance, FAC inward, and fronting policies
• Familiarity with UAE insurance regulations and market practices
• Experience with underwriting systems and reporting tools
• ACII, CPCU, or equivalent professional qualification is preferred
• Strong analytical, negotiation, communication, and stakeholder management skills
• Fluency in English, both written and spoken is required