Head of Credit Administration Emiratization

Peergrowth Consultancy Co.; Dubai; On-site; AED 400,000 - 700,000; Full time

Job summary

Peergrowth Consultancy Co. is conducting a confidential executive search for a Head of Credit Administration in Dubai for a well-established local bank.

The role reports to the Chief Risk Officer and leads the CAD function with a focus on governance, controls, operational excellence and transformation. Key responsibilities include strategy leadership, end-to-end credit limits, collateral management, risk governance, regulatory audits, and driving digital transformation across Credit

Qualifications

• 15 years of experience in Credit Administration including leadership of CAD function.
• Strong expertise in credit documentation limits collateral portfolio monitoring and credit controls.
• Proven track record in banking transformation automation.
• Strong exposure to regulatory audit risk and governance frameworks.
• UAE National mandatory.

Responsibilities

• Lead the Credit Administration strategy aligned with the bank's risk appetite and regulatory requirements.
• Oversee end-to-end credit limits documentation and collateral management across Corporate, Commercial, International, Treasury and Retail portfolios.
• Strengthen portfolio-level monitoring of credit limits, documentation, collateral, and key control mechanisms.
• Ensure adherence to approved credit sanctions and maintain robust credit control standards.
• Partner with Risk, Credit, Business and Legal teams to strengthen governance and credit controls.
• Drive digital transformation, automation and process re-engineering across Credit Administration.
• Lead the implementation of limits and collateral management systems including data migration, validation, reconciliation and UAT.
• Manage regulatory audits and governance requirements including remediation of audit findings.
• Identify control gaps and implement risk mitigation and remediation strategies.
• Lead cross-functional initiatives to improve operational efficiency and strengthen the CAD framework.
• Build a strong risk-aware culture and mentor the Credit Administration team.

Skills

Leadership

Governance

Risk management

Stakeholder management

Strategic planning

Digital transformation

Communication

Team mentoring

Education

Bachelor's or Master’s degree

Tools

Collateral management systems

Job description

We are currently conducting a confidential executive search for an experienced Head of Credit Administration on behalf of a well-established local bank in the UAE.

Reporting directly to the Chief Risk Officer the role will lead the Credit Administration function with a strong focus on governance controls operational excellence and transformation.

Key Responsibilities

• Lead the Credit Administration strategy in alignment with the Banks risk appetite credit policies and regulatory requirements.
• Oversee end-to-end Credit Administration credit limits documentation and collateral management across Corporate Commercial International Treasury and Retail portfolios.
• Strengthen portfolio-level monitoring of credit limits documentation collateral and key control mechanisms.
• Ensure adherence to approved credit sanctions and maintain robust credit control standards.
• Partner with Risk Credit Business and Legal teams to strengthen governance and credit controls.
• Drive digital transformation automation and process re-engineering across Credit Administration.
• Lead the implementation of limits and collateral management systems including data migration validation reconciliation and UAT.
• Manage regulatory audit and governance requirements including remediation of internal and external audit findings.
• Identify control gaps and implement effective risk mitigation and remediation strategies.
• Lead cross-functional initiatives to improve operational efficiency and strengthen the overall Credit Administration framework.
• Build a strong risk-aware culture and lead develop and mentor the Credit Administration team.

Ideal Candidate

• 15 years of experience in Credit Administration including significant leadership experience heading a CAD function.
• Strong expertise in credit documentation limits collateral portfolio monitoring and credit controls.
• Proven track record in banking transformation automation.
• Strong exposure to regulatory audit risk and governance frameworks.
• Bachelors or Masters degree from a recognised international institution.
• Excellent English communication and stakeholder management skills.
• UAE National Mandatory.