Group Head of Credit

Madison Pearl; Dubai; On-site; AED 350,000 - 550,000; Full time

Job summary

A leading bank in Dubai seeks a Credit Risk Management Leader to develop strategies and oversee credit risk operations across retail and corporate segments. The ideal candidate will have extensive experience in credit leadership, a strong track record, and the ability to drive responsible growth. This senior role requires collaboration with business units and regulatory bodies, ensuring compliance and enhancing decision-making through advanced analytics.

Qualifications

• Proven experience in credit leadership within the banking sector.
• Minimum of 15 years of experience in credit or risk functions.
• Strong expertise in credit risk management and regulatory frameworks.

Responsibilities

• Develop and execute the bank's overall credit strategy.
• Oversee all aspects of credit risk management and underwriting standards.
• Partner with business units to design credit products for growth.

Skills

Analytical skills

Leadership skills

Stakeholder management

Education

Bachelor's degree in Finance, Economics, or a related field

Job description

• Develop and execute the bank’s overall credit strategy in alignment with business objectives.
• Lead a global team, building a high-performance, risk-aware culture.
• Oversee all aspects of credit risk management, including underwriting standards, portfolio quality, and credit review processes.
• Implement advanced credit analytics and risk assessment models to enhance decision-making.
• Partner with business units to design credit products that drive responsible growth across retail, SME, and corporate segments.
• Collaborate closely with regulatory bodies to ensurepliance with all credit-related regulations and policies.
• Report to the executivemittee and Board on credit risk exposure and portfolio performance.

Key Requirements :

• Proven experience in credit leadership within the banking sector, with deep familiarity with Central and Eastern European markets.
• Bachelor's degree in Finance, Economics, or a related field.
• Minimum of 15 years of experience in credit or risk functions, including at least 5 years in a senior leadership capacity.
• Strong expertise in credit risk management, regulatory frameworks, and portfolio strategy.
• Excellent analytical, leadership, and stakeholder management skills.
• Track record of building and scaling credit operations inplex environments.
• Only shortlisted candidates will be contacted