FinTech Solution Architect

Yallo Retail; United Arab Emirates; On-site; AED 300,000 - 480,000; Full time

Job summary

Yallo Retail in Dubai seeks a Fin-Tech Solution Architect on a contract basis to lead architecture design and validation across Digital Experience, Core platforms, CRM and data layers. You will own API-first designs, integration patterns, and data models, while ensuring security, compliance, and scalability in a regulated financial environment.

The role requires hands-on expertise in payments, settlement, and vendor architecture assessment, with responsibility for guiding regulated financial

Qualifications

• Proven hands-on Solution Architect experience in Fin-Tech, payments, lending, leasing or regulated financial platforms.
• Deep technical expertise in API design and integration.
• Data structures and financial data models.
• Transaction processing, settlement, and ledger integration.
• Strong experience assessing and challenging vendor technical architectures.
• Experience working within regulated financial services environments.
• Strong understanding of security, resilience, and compliance requirements.

Responsibilities

• Design end-to-end solution architectures across Digital Experience, Core platforms, CRM, Data, and Integration layers.
• Define and govern API-first, cloud-native, and event-driven architectures for web, mobile, partner, and embedded finance journeys.
• Own the Digital Experience architecture, including front-end frameworks and BFF patterns linked to core platforms.
• Design and validate API contracts, integration patterns, and event schemas for customers and partners.
• Define and validate shared data models for customers, products, transactions, pricing, and reporting.
• Design architectures supporting payments, settlement, reconciliation, and real-time decisions via digital channels.
• Review and challenge vendor architectures, proposals, and POCs for scalability and resilience.
• Assess feasibility, performance, security, and regulatory compliance of proposed solutions with group architecture.

Skills

FinTech architecture

API design

Data modeling

Payments & settlement

Vendor assessment

Regulated financial services

Security & compliance

Job description

Job Title:Fin-Tech Solution Architect

Job Type: Contract (1 year+)

Location:Dubai (On-Site)

Role Summary:

Act as the hands-on technical authority for designing and validating solution architectures across a complex, regulated transformation. This role requires deep expertise in API integrations, data structures, and financial transaction flows, with responsibility for assessing vendor architecture, validating feasibility, and ensuring regulatory and technical robustness.

Key Responsibilities:

• Design end-to-end solution architectures across Digital Experience, Core platforms, CRM, Data, and Integration layers.
• Define and govern experience-led, API first, cloud native, and event-driven architectures for web, mobile, partner, and embedded finance journeys.
• Own the Digital Experience architecture, including front-end frameworks, experience orchestration, and BFF patterns integrated with core and fin-tech platforms.
• Design and validate API contracts, integration patterns, and event schemas supporting scalable customer and partner experiences.
• Define and validate shared data models for customers, products, transactions, pricing, and reporting.
• Design architectures supporting payments, settlement, reconciliation, and real-time decision-makingsurfaced through digital channels.
• Review and challenge vendor architectures, proposals, and POCs with a focus on scalability, resilience, and extensibility.
• Assess technical feasibility, performance, security, and regulatory compliance of proposed solutions in alignment with group architecture practice.
• Lead platform and vendor RFPs from a FS solution architecture perspective.

Required Qualifications & Skills:

• Proven hands-on Solution Architect experience in Fin-Tech, payments, lending, leasing or regulated financial platforms.
• Deep technical expertise in: API design and integration.
• Data structures and financial data models.
• Transaction processing, settlement, and ledger integration.
• Strong experience assessing and challenging vendor technical architectures.
• Experience working within regulated financial services environments.
• Strong understanding of security, resilience, and compliance requirements.