Escrow Product Manager - Real Estate and Jointly Owned Property

DiceTek UAE; Abu Dhabi; Sur place; AED 250 000 - 400 000; Plein temps

Résumé du poste

Dicetek LLC in Abu Dhabi is seeking an experienced Escrow Product Manager to oversee real estate escrow product activities, regulatory compliance, payment and deposit allocation reviews, and project account management across the United Arab Emirates.

The role focuses on Real Estate (RE) and Jointly Owned Property (JOP) escrow services, ensuring that client transactions, project reconciliations and regulatory reporting activities comply with applicable UAE escrow laws, regulations and internal

Qualifications

• Bachelor's degree in Finance, Accountancy or Law and UAE familiarity.
• Experience in escrow operations and UAE real estate escrow regulations.
• Strong numerical and analytical abilities with client service focus.

Responsabilités

• Oversee escrow product activities with Real Estate (RE) and Jointly Owned Property (JOP) focus.
• Ensure regulatory compliance and banking policy adherence.
• Coordinate with sales, Relationship Managers, and operations on escrow requirements.
• Analyze project reconciliations and regulatory reporting.
• Maintain accurate payment screening and deposit allocations.

Connaissances

Real estate escrow

Escrow operations

Regulatory knowledge

Analytical skills

Formation

Bachelor's degree in Finance, Accountancy or Law

Outils

Microsoft Excel

Microsoft PowerPoint

Microsoft Word

Description du poste

Escrow Product Manager - Real Estate and Jointly Owned Property Job Snapshot - Role: Escrow Product Manager - Location: Abu Dhabi, United Arab Emirates - Industry: Banking - Function: Product Management - Experience: Not specified - Job Type: Full Time - Work Arrangement: On-site

Position Overview

Dicetek LLC is seeking an experienced Escrow Product Manager to oversee real estate escrow product activities, regulatory compliance, payment and deposit allocation reviews, and project account management across the United Arab Emirates. The role focuses on Real Estate (RE) and Jointly Owned Property (JOP) escrow services, ensuring that client transactions, project reconciliations and regulatory reporting activities comply with applicable UAE escrow laws, regulations and internal banking policies. The successful candidate will work closely with sales teams, Relationship Managers, clients and relevant internal stakeholders to support escrow‑related transactions, evaluate client requests, manage product risks and coordinate regulatory submissions. The position requires strong knowledge of UAE real estate and owners ' association regulations, escrow operations, project financial assessments and banking cash management products. Candidates should also possess excellent analytical, numerical, communication and customer service skills. A bachelor 's degree is required, preferably in Finance, Accountancy or Law. Previous experience in escrow operations, particularly within the UAE real estate sector, is preferred.

Job Details

• Country: United Arab Emirates
• City: Abu Dhabi
• Industry: Banking
• Function: Product Management
• Salary: Not disclosed
• Gender: No Preference
• Candidate Nationality: Not specified
• Job Type: Full Time
• Work Arrangement: On-site

Key Responsibilities

Escrow Product Management

• Manage escrow product activities with a specific focus on Real Estate (RE) and Jointly Owned Property (JOP) services.
• Support escrow product requirements and operations across all emirates of the UAE.
• Ensure escrow‑related activities comply with applicable regulations and internal banking policies.
• Coordinate product‑related requirements with relevant business and operational stakeholders.
• Review client‑specific escrow requests and assess their implications for product operations.
• Support the effective administration and management of real estate escrow services.
• Identify opportunities to improve escrow product processes and service delivery.

Escrow Payment and Deposit Allocation

• Screen client requests involving escrow payments and deposit allocations.
• Review transactions against applicable regulatory requirements and bank policies.
• Assess supporting information and documentation associated with payment requests.
• Evaluate deposit allocation requirements for real estate and jointly owned property projects.
• Identify discrepancies or compliance concerns requiring clarification or escalation.
• Coordinate with relevant teams to resolve payment and allocation‑related issues.
• Maintain attention to transaction accuracy, regulatory compliance and operational controls.

Real Estate and JOP Regulatory Compliance

• Apply knowledge of UAE real estate escrow laws and regulations.
• Support compliance with requirements governing jointly owned properties and owners ' associations.
• Review escrow activities against applicable regulatory obligations across the UAE.
• Identify potential regulatory or policy concerns affecting escrow products and transactions.
• Coordinate with relevant compliance and operational stakeholders on regulatory matters.
• Support the resolution of client‑specific regulatory requirements.
• Maintain awareness of applicable escrow and real estate regulatory requirements.

Regulatory Reporting and Submissions

• Oversee the preparation of reports required for regulatory submissions.
• Coordinate the collection and review of relevant escrow and project information.
• Support the accuracy and completeness of regulatory reporting data.
• Review project financial information and reconciliation outcomes for reporting purposes.
• Liaise with relevant internal teams to address reporting discrepancies.
• Coordinate responses to regulatory reporting requests and related inquiries.
• Support timely completion of regulatory reporting activities.

Escrow Project Reconciliation and Management

• Oversee reconciliation and management activities for escrow‑related projects.
• Review project account information to support compliance with applicable regulations.
• Analyse project transactions, allocations and financial records.
• Identify reconciliation differences and coordinate their resolution.
• Assess project credentials and relevant financial information.
• Apply numerical and analytical skills to project and revenue assessments.
• Support accurate project‑level monitoring and regulatory compliance.
• Coordinate with operational stakeholders to address outstanding project issues.

Client Relationship and Service Management

• Handle client requests and inquiries relating to escrow products and services.
• Provide clear information regarding escrow processes and applicable requirements.
• Coordinate with Relationship Managers to address client‑specific needs.
• Support the resolution of transaction, documentation and regulatory inquiries.
• Maintain professional communication with clients and relevant stakeholders.
• Apply a customer‑focused approach while maintaining regulatory and policy compliance.
• Escalate complex matters to appropriate internal teams when necessary.

Sales and Relationship Management Coordination

• Work closely with sales teams and Relationship Managers on escrow‑related deals.
• Support discussions involving real estate escrow product requirements.
• Assess client requests in coordination with relevant business stakeholders.
• Provide product and operational input for proposed escrow arrangements.
• Identify regulatory, operational and product considerations affecting client transactions.
• Facilitate communication between sales, relationship and operational teams.
• Support effective coordination of escrow business activities.

Product Risk and Compliance Management

• Manage escrow product risk and compliance activities.
• Review client‑specific requests for potential regulatory or operational concerns.
• Evaluate transaction requirements against applicable banking policies.
• Identify issues that may affect escrow product compliance or operational integrity.
• Coordinate with relevant stakeholders to address identified risks.
• Support appropriate escalation and resolution of compliance‑related matters.
• Promote effective controls across escrow product and project management activities.

Regulatory and Client Inquiry Management

• Respond to inquiries involving escrow products, projects and regulatory requirements.
• Coordinate information requests from clients and relevant regulatory stakeholders.
• Review supporting records and documentation required for inquiry resolution.
• Communicate with internal teams to obtain accurate information.
• Support timely and appropriate responses to client and regulatory requests.
• Maintain clear communication regarding outstanding matters and required actions.

Financial Analysis and Reporting

• Analyse project credentials and relevant financial information.
• Conduct numerical assessments involving project and revenue data.
• Review transaction information to identify discrepancies or unusual results.
• Use Microsoft Excel for financial analysis, reconciliation and reporting.
• Prepare PowerPoint presentations and supporting business information.
• Present financial and operational findings clearly to relevant stakeholders.
• Support accurate reporting and informed decision‑making.

Required Qualifications and Experience

• Minimum bachelor 's degree from a recognized university.
• Strong knowledge of real estate regulations and owners ' association requirements.
• Experience or practical knowledge of escrow operations, escrow laws and regulatory requirements.
• Understanding of UAE real estate escrow regulations across the emirates.
• Ability to review payment requests and deposit allocations against regulatory and banking requirements.
• Knowledge of escrow project reconciliation and account management processes.
• Ability to analyse project credentials and assess financial information.
• Strong numerical skills for project and revenue assessments.
• Good understanding of local and international Global Transaction Banking (GTB) products.
• Familiarity with international cash management practices.
• Understanding of digital banking platform operations.
• Strong proficiency in Microsoft Office, particularly Excel and PowerPoint.
• Excellent written and verbal communication skills.
• Strong analytical, customer service and interpersonal capabilities.
• Ability to work independently and manage competing priorities under pressure.
• Fluency in Arabic and business‑level proficiency in English.

Required Technical and Functional Skills

Escrow Product and Operations Management

• Real Estate (RE) escrow services.
• Jointly Owned Property (JOP) escrow.
• Escrow product management.
• Escrow operations.
• Payment request screening.
• Deposit allocation review.
• Escrow account management.
• Project account reconciliation.
• Client‑specific escrow requirements.
• Escrow transaction compliance.

Real Estate and Regulatory Knowledge

• UAE real estate escrow laws.
• Owners ' association regulations.
• Jointly owned property regulations.
• Escrow regulatory compliance.
• Banking policy requirements.
• Regulatory reporting.
• Regulatory submissions.
• Client and regulatory inquiry handling.
• Product risk and compliance.

Financial and Project Analysis

• Project credential assessment.
• Project financial analysis.
• Revenue assessment.
• Numerical analysis.
• Account reconciliation.
• Transaction review.
• Financial data validation.
• Management reporting.

Banking and Cash Management

• Global Transaction Banking (GTB).
• Local and international transaction banking products.
• International cash management practices.
• Digital banking platform operations.
• Banking client relationship coordination.
• Escrow product servicing.

Business and Productivity Tools

• Microsoft Excel.
• Microsoft PowerPoint.
• Microsoft Word.
• Microsoft Office.
• Financial analysis and reporting.
• Business presentations.
• Project tracking and reconciliation.

Preferred Qualifications and Experience

• Bachelor 's degree in Finance, Accountancy or Law.
• Previous professional experience in escrow services, particularly escrow operations.
• Practical experience handling real estate escrow requirements within the UAE banking environment.
• Familiarity with escrow regulations across multiple UAE emirates.

Language Requirements

• Arabic: Fluent.
• English: Business‑level proficiency.

Professional Competencies

• Strong results‑oriented approach to assigned responsibilities.
• Excellent analytical and numerical skills.
• Effective verbal and written communication.
• Strong customer service and interpersonal skills.
• Ability to explain financial, regulatory and operational concepts clearly.
• Excellent organizational and planning capabilities.
• Ability to manage high workloads in a pressurized environment.
• Strong multitasking and prioritization skills.
• Effective negotiation and problem‑solving abilities.
• High level of professional integrity and work ethic.
• Self‑motivated approach with a willingness to learn independently.
• Ability to take hands‑on ownership of operational activities.
• Strong attention to accuracy, regulatory requirements and financial controls.
• Effective collaboration with sales, relationship management and operational teams.

Candidate Profile

The ideal candidate will be an escrow banking professional with strong knowledge of UAE real estate escrow regulations, jointly owned property requirements and banking escrow operations. The role requires the ability to manage escrow product activities, review payment and deposit allocation requests, oversee project reconciliations and coordinate regulatory reporting across the UAE. Candidates should possess strong analytical and numerical capabilities, excellent client communication skills and a practical understanding of Global Transaction Banking products, international cash management and digital banking operations. Fluency in Arabic, business‑level English proficiency and the ability to manage complex operational requirements under pressure will be important for success in this position.