Personal Finance - Islamic Finance Executive - Dubai & NE (Outsource) | Dubai, UAE

ADIB - Abu Dhabi Islamic Bank; Dubai; On-site; AED 40,000 - 70,000; Full time

Job summary

An established industry player is seeking an Islamic Finance Executive to drive personal finance product sourcing in Dubai. This role involves building relationships with institutions, ensuring timely service delivery, and adhering to banking regulations. The ideal candidate will possess strong sales skills and a deep understanding of the local banking landscape. Join this dynamic team to help customers achieve their financial goals while contributing to the growth of innovative banking solutions. If you are passionate about finance and customer service, this opportunity is perfect for you.

Qualifications

• Broad knowledge of ADIB's retail banking products and services.
• Good understanding of UAE banking practices and regulations.

Responsibilities

• Source Personal Finance products and achieve assigned targets.
• Maintain relationships with institutions and finalize deals promptly.

Skills

Sales Skills

Customer Service

Product Knowledge

UAE Banking Practices

Job description

Personal Finance - Islamic Finance Executive - Dubai & NE (Outsource)

Personal Finance - Islamic Finance Executive - Dubai & NE (Outsource)

ADIB - Abu Dhabi Islamic Bank Dubai, United Arab Emirates

Job Description

Role: PF - Islamic Finance Executive

Location: UAE (Dubai & NE)

Role Purpose:

To source Personal Finance products for the specified target segment and achieve or exceed the assigned targets.

Key Accountabilities of the role

1. Main Responsibilities:

• Source Al Khair / Tadawul products to the target segment and meet or surpass the set targets.
• Maintain good relationships with institutions and government departments.
• Visit institutions and government departments to meet potential customers and finalize deals within the targeted turnaround time, following ADIB policies and procedures.
• Maintain full product knowledge and implement it consistently.
• Provide timely and prompt service to customers.
• Adhere to office timings, confidentiality norms, and data security policies.

2. Regular / Occasional Responsibilities:

• Prepare and review Standard Credit Applications, ensuring accuracy and authenticity of documents like bank statements, passports, and salary certificates before submission.
• Follow approval processes and escalate delays to the RSS if necessary.
• Execute Murabaha contracts with customers, prepare files as per checklists, and forward for disbursement within 24 hours of signing.
• Ensure all deals are error-free and rectify errors if found.
• Monitor file activation and notify RSS of any delays at the RFO end.
• Maintain good rapport with inter-departmental teams to ensure smooth business flow.
• Participate in promotional activities assigned by the line manager.
• Initiate cross-selling of other banking products on a best-effort basis.
• Escalate customer complaints to supervisors when necessary.

Specialist Skills / Technical Knowledge Required for this role:

• Broad knowledge of ADIB's retail banking products and services.
• Fair knowledge of service standards, sales skills, and computer literacy.
• Good understanding of UAE banking practices, regulations, and risks.
• General awareness of competitors in the local market.