Risk & Underwriting Lead Analyst

CIME Cigna Insurance Middle East; Dubai; On-site; AED 120,000 - 200,000; Full time

Job summary

A leading health insurer in Dubai seeks a Lead Underwriter for Large Corporate Accounts. This role involves evaluating benefits, managing portfolios, and collaborating with commercial teams to ensure profitable growth. Ideal candidates will have extensive experience in health insurance underwriting and strong analytical skills.

Qualifications

• At least 6 years of experience in health insurance underwriting.
• Strong proficiency in Microsoft Excel and data visualization tools.
• Good knowledge of the Middle East health insurance market.

Responsibilities

• Evaluate and price benefits for large corporate quotations.
• Conduct analytical reviews to manage portfolio risks.
• Build relationships with sales and client management partners.

Skills

Analytical skills

Communication

Attention to detail

Self-motivated

Stakeholder management

Education

Bachelor's degree in finance, mathematics, engineering, or actuarial science

Tools

Microsoft Excel

SQL

Tableau

Power BI

MS Access

Job description

Overview

• Cigna Insurance Middle East a leading health insurer is looking to appoint a Lead Underwriter focused on Large Corporate Accounts to join the underwriting team based in Dubai.
• The lead underwriter is expected to collaborate with commercial teams to ensure profitable growth of the Middle East portfolio.
• Daytoday responsibilities will include new business quotes renewal of existing clients and contributing towards broader strategic initiatives.

Key Responsibilities

• Evaluate modify and price benefits for large corporate new business and renewal quotations in compliance with underwriting guidelines.
• Conduct analytical reviews to identify and understand trends risks and experience to successfully manage portfolio.
• Build effective relationships with sales and client management partners to win and retain business
• Support the broader underwriting team to balance the workload.
• Identify possible areas of improvement in the Large Corporate underwriting workflow.
• Collaborate with underwriters in the other offices on regional opportunities.
• Manage portfolio of accounts by balancing profitability and revenue
• Provide concise clear and decisive instructions on risk exposure

Target Profile and Capabilities

• At least 6 years of experience in health insurance underwriting with at least 2 years of experience in the Middle East.
• Good knowledge of the Middle East health insurance market.
• Bachelors degree in finance mathematics engineering actuarial science or similar.
• Strong proficiency in Microsoft Excel.
• Experience with database or data visualization tools such as MS Access SQL Tableau or Power BI will be an advantage.
• Be selfmotivated and results driven.
• Good communication skills and strong attention to detail.
• Excellent verbal and written English.
• The ability to manage multiple stakeholders and balance conflicting priorities.
• Ability to work independently take ownership of own tasks and manage time effectively.

About Cigna Healthcare

Cigna Healthcare a division of The Cigna Group is an advocate for better health through every stage of life. We guide our customers through the health care system empowering them with the information and insight they need to make the best choices for improving their health and vitality. Join us in driving growth and improving lives.

Qualified applicants will be considered without regard to race color age disability sex childbirth (including pregnancy) or related medical conditions including but not limited to lactation sexual orientation gender identity or expression veteran or military status religion national origin ancestry marital or familial status genetic information status with regard to public assistance citizenship status or any other characteristic protected by applicable equal employment opportunity laws.

If you require reasonable accommodation in completing the online application process please email: for support. Do not email for an update on your application or to provide your resume as you will not receive a response.

Required Experience:

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