Risk & Underwriting Lead Analyst

Cigna; Dubai; On-site; AED 300,000 - 400,000; Full time

Job summary

A leading health insurer is seeking a Lead Underwriter for Large Corporate Accounts in Dubai. The role involves evaluating benefits, managing a portfolio, and collaborating with commercial teams to ensure profitable growth. Candidates should have significant experience in health insurance underwriting and a strong understanding of the Middle East market.

Qualifications

• At least 6 years of experience in health insurance underwriting.
• Good knowledge of the Middle East health insurance market.
• Strong proficiency in Microsoft Excel.

Responsibilities

• Evaluate, modify and price benefits for large corporate new business and renewal quotations.
• Conduct analytical reviews to identify and understand trends and risks.
• Build effective relationships with sales and client management partners.

Skills

Analytical skills

Communication

Attention to detail

Self-motivated

Education

Bachelor's degree in finance, mathematics, engineering, actuarial science or similar

Tools

Microsoft Excel

SQL

Tableau

Power BI

Job description

• Cigna Insurance Middle East, a leading health insurer, is looking to appoint a Lead Underwriter focused on Large Corporate Accounts, to join the underwriting team based in Dubai.
• The lead underwriter is expected to collaborate with commercial teams to ensure profitable growth of the Middle East portfolio.
• Day-to-day responsibilities will include new business quotes, renewal of existing clients, and contributing towards broader strategic initiatives.

Key Responsibilities

• Evaluate, modify and price benefits for large corporate new business and renewal quotations in compliance with underwriting guidelines.
• Conduct analytical reviews to identify and understand trends, risks and experience to successfully manage portfolio.
• Build effective relationships with sales and client management partners to win and retain business
• Support the broader underwriting team to balance the workload.
• Identify possible areas of improvement in the Large Corporate underwriting workflow.
• Collaborate with underwriters in the other offices on regional opportunities.
• Manage portfolio of accounts by balancing profitability and revenue
• Provide concise, clear and decisive instructions on risk exposure

Target Profile and Capabilities

• At least 6 years of experience in health insurance underwriting, with at least 2 years of experience in the Middle East.
• Good knowledge of the Middle East health insurance market.
• Bachelor s degree in finance, mathematics, engineering, actuarial science or similar.
• Strong proficiency in Microsoft Excel.
• Experience with database or data visualization tools such as MS Access, SQL, Tableau or Power BI will be an advantage.
• Be self-motivated and results driven.
• Good communication skills and strong attention to detail.
• Excellent verbal and written English.
• The ability to manage multiple stakeholders and balance conflicting priorities.
• Ability to work independently, take ownership of own tasks and manage time effectively.

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