Director, Loan Portfolio Management

First Abu Dhabi Bank (FAB); Abu Dhabi; On-site; AED 550,863 - 734,484; Full time

Job summary

First Abu Dhabi Bank (FAB) is seeking a Director to own and optimize a defined loan portfolio. The role involves independent judgment, management of the existing loan book, and handling complex situations as necessary.

Ideal candidates will have over 12 years of relevant banking experience, particularly in corporate loan markets, along with strong analytical and stakeholder management skills. A Bachelor's degree in finance or related field is required, with an MBA or CFA as advantages.

Qualifications

• Significant experience in loan portfolio management, credit risk or active asset management.
• Demonstrated experience managing existing loan portfolios and credit monitoring.
• Proven track record of executing portfolio actions and managing deteriorating credits.
• Strong understanding of loan structures, credit risk, capital usage and portfolio trade-offs.
• Sound understanding of corporate financials and loan mechanics with firsthand experience.

Responsibilities

• Own and optimize a defined loan portfolio.
• Manage existing loan book and execute complex actions.
• Escalate sensitive matters where appropriate.

Skills

Loan Portfolio Management

Credit Risk Management

Analytical Skills

Stakeholder Management

Understanding of Loan Structures

Communication Skills

Education

Bachelor’s degree in finance, Business or a related discipline

MBA and/or professional qualification (e.g. CFA)

Job description

Job Purpose: The Director owns a defined loan portfolio and is accountable for both portfolio optimization and the ongoing management of the existing loan book. The role requires independent judgment, hands‑on execution, and escalation of complex or sensitive matters where appropriate.

Key Requirements

• Portfolio Ownership and Optimization
• Loan Portfolio Management – Existing Book
• Balance Sheet, Risk, Credit and Stakeholder Management
• Portfolio Transformation, Systems & Strategic Initiative

Qualifications & Experience

• Significant experience in loan portfolio management, credit risk or active asset management within wholesale banking or private credit.
• Demonstrated experience managing existing loan portfolios, including waivers, amendments, covenants, annual reviews and credit monitoring.
• Proven track record of executing portfolio actions and managing deteriorating or problem credits.
• Strong understanding of loan structures, credit risk, capital usage and portfolio trade-offs.
• Sound understanding of corporate financials, legal concepts and loan mechanics, with first‑hand experience of documenting loan transactions.
• Excellent analytical skills with the ability to present clear, well‑reasoned recommendations to senior stakeholders.
• Ability to work under pressure, manage competing priorities and deliver high‑quality output to tight deadlines.
• Bachelor’s degree in finance, Business or a related discipline; MBA and/or professional qualification (e.g. CFA) advantageous.
• 12+ years’ relevant experience in the banking sector, including at least 5 years in corporate loan markets with portfolio management responsibilities.
• Fluent in English with strong written and verbal communication skills.
• Strong awareness of UAE, regional and international markets.
• P&L responsibility.