Director- Commercial Real Estate

First Gulf Bank PJSC; Dubai; On-site; AED 60,000 - 100,000; Full time

Job summary

Ein etabliertes Finanzinstitut sucht einen dynamischen Fachmann im Bereich Personal-, Vermögens- und Geschäftsbanking. In dieser spannenden Rolle sind Sie verantwortlich für die Verwaltung und das Wachstum eines Kundenportfolios, während Sie gleichzeitig hervorragenden Kundenservice bieten. Sie werden eng mit verschiedenen Abteilungen zusammenarbeiten, um komplexe Produkte zu verkaufen und die Kreditrisiken zu steuern. Wenn Sie eine Leidenschaft für Finanzen haben und in einem unterstützenden Teamumfeld arbeiten möchten, ist dies die perfekte Gelegenheit für Sie, Ihre Fähigkeiten weiterzuentwickeln und einen bedeutenden Beitrag zum Erfolg des Unternehmens zu leisten.

Qualifications

• Erfahrung in der Verwaltung von Kundenportfolios und Kreditanalysen.
• Starke Kenntnisse in der Finanzmodellierung und regulatorischen Anforderungen.

Responsibilities

• Verwaltung des Geschäftsbetriebs des zugewiesenen Teams.
• Proaktive Lösung von Kundenanfragen und Serviceproblemen.

Skills

Kundenservice

Finanzanalyse

Problemlösungsfähigkeiten

Interpersonelle Fähigkeiten

Risikomanagement

Education

Bachelor in Finanzwesen

Master in Betriebswirtschaft

Job description

Division : Personal, Wealth & Business Banking

Company Description

First Abu Dhabi Bank is an inclusive environment where each person values the experiences, perspectives, ideas and beliefs of others. We’re in a unique position to learn from all our colleagues, combining international experience with deep cultural knowledge and local expertise. At FAB, you’ll have the support of your team and a strong relationship with your line manager, who will trust you with responsibility and recognize your good performance. As we embrace different ways of seeing the world, listening to each other and respecting different viewpoints, we grow stronger – together.

Job Description

Core Responsibilities :

• Manage the business of the assigned team through the designated Coverage team and their Performance.
• Partner with the Real Estate department in service delivery and work independently to grow revenue for the Bank while managing portfolio risk. Develop credit skills and understand acceptable risk / reward parameters for customers, with authority to handle exceptions and resolve customer service issues.
• Handle customer inquiries and service-related issues proactively to focus resources on cross-selling complex products.
• Possess good customer and corporate product knowledge, effective problem-solving, and interpersonal skills to satisfy customers, meet performance targets, and work effectively with various parties.
• Maintain a level of zero expiry for all assigned tasks.
• Achieve the annual target for performing loans assigned by Senior Management.
• Cross-sell GFM, GTB products, and other relevant products to benefit customers.
• Maintain NPL below 4% and conduct Credit Review / Renewal timely.
• Ensure satisfactory Audit report.
• Deliver superior customer service by acting as a client service manager to proactively help customers resolve problems.
• Enhance credit analysis skills.
• Ensure compliance with internal processes for the existing portfolio in line with Bank’s policies & procedures.
• Adhere to procedures in documentation of call reports, KYC & all operational matters, and turnaround new bank proposals as per agreed SLA.

Specific Accountabilities :

• Sound knowledge of appraisals, financial modeling, and legal / regulatory environments.
• Ability to communicate both verbally and in written presentations.
• Ability to manage people and work under pressure.
• Capable of organizing workload and meeting deadlines.
• Knowledge of interpretation and appraisal of financial statements / feasibility reports.
• Function within the framework and boundaries of Group policies and overall organizational governance frameworks.
• Authorized to make decisions as per the approved authorization matrix.

Qualifications

• Bachelor’s / Master’s degree in Finance / Business; professional qualification in accounting is an advantage.
• Knowledge of English / Arabic is preferable.

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