Credit & Portfolio Management Vice President

Mizuho; Dubai; On-site; AED 293,793 - 440,690; Full time

Job summary

Mizuho is seeking a Portfolio Management professional to optimize capital across the MEA portfolio. Responsibilities include leading initiatives for portfolio management, enhancing frameworks, and ensuring robust credit monitoring.

The ideal candidate will have a Bachelor's degree, strong organizational, analytical, and communication skills, along with knowledge of the banking industry. The role also allows for flexible working arrangements.

Qualifications

• Bachelors Degree or equivalent.
• Great organisational and time-management skills.
• Excellent communication skills.
• Strong numerical and analytical skills.
• Customer‑centric career experience.
• Demonstrable ability to innovate, support change and problem‑solve.
• Collaborative nature to contribute to a successful team performance.
• Sound knowledge of the Banking Industry.
• High level of computer literacy and skills in data manipulation / presentation.
• Language skills are an asset but not essential.

Responsibilities

• Lead portfolio management initiatives for the MEA portfolio.
• Enhance and manage portfolio frameworks to support capital allocation.
• Drive capital optimization and RWA efficiency initiatives.
• Collaborate with internal teams for portfolio-level initiatives.
• Perform proactive credit monitoring across the MEA portfolio.

Skills

Organizational skills

Communication skills

Numerical and analytical skills

Customer-centric experience

Banking industry knowledge

Education

Bachelor's Degree or equivalent

Tools

Data manipulation skills

Job description

Profile Summary

• Act as a core member of the Portfolio Management Team with primary responsibility for portfolio management activities including balance sheet optimization, capital efficiency and portfolio-level risk management across the MEA portfolio.
• Lead and drive portfolio strategy and capital optimization initiatives including asset recycling, secondary distribution and structural balance sheet efficiency improvements.
• Contribute to the enhancement of portfolio transparency and decision‑making through the continuous improvement, maintenance and effective use of portfolio analytics dashboards and reporting tools.
• Execute robust and proactive post‑execution credit monitoring with a strong focus on early risk identification, structured escalation and portfolio discipline.
• Serve as an independent credit quality assurance and checker function working closely with Portfolio Management, Credit Business and Operations stakeholders to safeguard credit standards.

Duties and Responsibilities

Portfolio Management & Capital Optimization

• Lead portfolio management initiatives aimed at optimizing balance sheet usage and capital efficiency across the MEA portfolio.
• Enhance and manage portfolio frameworks and metrics to support disciplined, repeatable capital allocation, recycling and exit decisions at a portfolio level with appropriate benchmarking.
• Drive capital optimization and RWA efficiency initiatives through structured planning, execution and ongoing portfolio monitoring.
• Lead and coordinate capital release and portfolio optimization activities including structured solutions and secondary market approaches in collaboration with relevant internal stakeholders.
• Partner with internal teams to evaluate and execute portfolio‑level initiatives in line with risk appetite, capital priorities and overall business strategy.

Operational Efficiency & Portfolio Infrastructure

• Drive improvements in portfolio management infrastructure including process optimization and reduction of manual inefficiencies within portfolio‑related workflows.
• Lead the ongoing enhancement, maintenance and effective utilisation of regional portfolio management dashboards to improve transparency, monitoring and decision‑making.
• Support clearer ownership, standardised procedures and stronger controls across portfolio‑related middle‑office activities.

Credit Monitoring & Control

• Perform accurate, timely and proactive credit monitoring responsibilities across the MEA portfolio including financial and non‑financial covenant monitoring.
• Ensure rating renewals are completed accurately and in full compliance with internal policies, coordinating with relevant stakeholders to prevent delays or omissions.
• Identify, assess and escalate covenant breaches, potential breaches or early signs of credit deterioration in accordance with internal policies and escalation frameworks.
• Maintain complete, accurate and audit‑ready documentation relating to covenant monitoring, rating renewals and ongoing credit conditions.

Credit Quality Assurance & Checker Role

• Act as a primary checker and quality gatekeeper for credit applications, rating applications, loan agreement checklists, execution checklists and related credit documentation submitted by Credit team.
• Ensure submissions are accurate, consistent and aligned with approved credit terms and internal policies prior to approval, minimising re‑work and execution risk.
• Support strong credit governance through disciplined review standards, documentation control and adherence to policy requirements.

Team Contribution

• Share knowledge and provide guidance to junior team members where required.
• Undertake ad‑hoc tasks and projects as requested by the Head of Portfolio Management in line with the team priorities.

Qualifications Skills and Experience

• Bachelors Degree or equivalent.
• Great organisational and time‑management skills.
• Excellent communication skills.
• Strong numerical and analytical skills.
• Customer‑centric career experience.
• Demonstrable ability to innovate, support change and problem‑solve.
• Collaborative nature to contribute to a successful team performance.
• Sound knowledge of the Banking Industry.
• High level of computer literacy and skills in data manipulation / presentation.
• Language skills are an asset but not essential.

At Mizuho we embrace flexible ways of working when the role permits. We offer different working arrangements like part‑time job‑sharing and hybrid (office and home) working. Our purpose‑led culture and global infrastructure help us connect, collaborate and work together in agile ways to meet all our business needs.

At Mizuho we are committed to supporting equality, diversity and inclusion and seek to create a workplace that is fully inclusive. We welcome applications from all sections of the community that we operate in and from all ethnic backgrounds, sexual orientation, beliefs, gender identities and disabilities.

If you require more information about our equal opportunities policy or wish to discuss any accessibility requirements or reasonable adjustments, please contact the recruitment team and we will be happy to help.

Required Experience

Exec