Credit Officer

Mindware Group; Dubai; On-site; AED 40,000 - 80,000; Full time

Job summary

An established industry player seeks a detail-oriented Credit Officer to enhance accounts receivable performance and manage credit risk effectively. In this pivotal role, you will assess the creditworthiness of clients, ensure timely collections, and maintain accurate customer credit files. Your expertise in finance and risk management will be crucial in coordinating with sales and other departments to resolve credit issues. Join a dynamic team where your contributions will drive financial success and strengthen customer relationships in a fast-paced environment.

Qualifications

• 3+ years of relevant experience in credit analysis and financial reporting.
• Strong understanding of credit policies and internal control systems.

Responsibilities

• Maximize accounts receivable performance and ensure timely collections.
• Approve credit lines for small to mid-sized customer accounts.

Skills

Credit Analysis

Financial Reporting

Risk Management

Customer Relationship Management

Education

Bachelor’s degree in Finance

Bachelor’s degree in Accounting

Job description

Join to apply for the Credit Officer role at Mindware

Job Scope

The Credit Officer is accountable for applying the company credit and collection policies and practices while implementing internal control systems. S / He assesses the creditworthiness of existing and / or prospective clients, examines and reports financial transactions and credit history.

Date : Feb 21, 2025

Location : Dubai, AE

Company : Mindware FZ-LLC

Main Duties And Responsibilities

• Maximize the accounts receivable performance and mitigate risks through timely collections and accurate follow-up on due amounts
• Approve the credit line for small to mid-sized customer accounts within the approved insurance limit
• Deal with customer credit issues in coordination with the sales team and other departments on a regular basis
• Ensure postdated cheques are collected and deposited on time
• Prepare and send the balance confirmation and monthly statements to clients and report on status to concerned
• Build and maintain the customer credit files with the necessary supporting documents and update them regularly
• Coordinate with the sales team on credit actions as and when necessary

Position Requirements

Education : Bachelor’s degree in Finance, Accounting or any other related field

Experience : At least 3 years of relevant experience