Credit Middle Office - Associate

Mizuho; Dubai; On-site; AED 120,000 - 200,000; Full time

Job summary

A leading financial institution in Dubai is looking for a dedicated professional in credit risk management. The successful candidate will coordinate risk monitoring, manage credit applications, and ensure compliance with banking standards while contributing to team success. With a focus on collaboration and strong organizational skills, this role offers an opportunity to grow within a dynamic and international banking environment.

Qualifications

• Bachelor’s Degree or equivalent required.
• Strong organizational and time management skills needed.
• Knowledge of the banking industry is essential.

Responsibilities

• Manage credit risk monitoring and administration for corporate clients.
• Review credit applications to monitor customer credit status and mitigate risks.
• Produce credit rating applications and manage reporting tasks.

Skills

Organizational skills

Communication skills

Team collaboration

Data manipulation

Knowledge of the banking industry

Education

Bachelor’s Degree or equivalent

Job description

Who are we?

We are not your typical financial institution. It’s our people who make us a cut above. Here, every person is respected because of their differences, not in spite of them.

We pride ourselves on a culture of purpose, passion, and compassion. At Mizuho, we provide the stability of an international industry leader with the career trajectory of a growing business. Our steady, strategic growth offers our employees at all levels rewarding responsibilities and a richer work experience than a boutique firm or an established giant could provide alone.

Working for Mizuho opens doors to a rewarding career with excellent prospects, and to lasting friendships with colleagues from diverse cultures. Our local expertise makes our global network powerful. Collaborate with colleagues and clients with similar ambitions to amplify your influence and knowledge as part of one of the largest—and growing—banks in the world.

What will you be doing?

• Coordinate and manage all credit risk monitoring and administration activities for a portfolio of corporate clients, including financial institutions, structured, and aviation-financed assets. Keep senior management informed of developments/issues affecting asset quality, provisioning (EL), and risk-weighted asset (RWA) levels.
• Review all credit applications to ensure proper formality, approval levels, and data input, identifying and mitigating risks related to customers’ credit status, industry trends, contractual amendments, or waiver requests.
• Produce credit rating applications for assigned customers, ensuring adherence to credit rating guidelines and providing supporting comments where appropriate.
• Manage and review periodic reports such as Self-assessment, Claims for Strict Management, and Close Watch (CW) exercises.
• Proactively monitor collateral, guarantees, credit ratings, and application conditions, ensuring compliance with financial covenants and follow-up on due dates.
• Handle ad-hoc requests concerning customer creditworthiness from credit and other departments and prepare special reviews as needed.
• Take responsibility for other ad-hoc tasks as requested by MD, GM, or JGM.

What do you need to succeed?

• Bachelor’s Degree or equivalent
• Excellent organizational and time management skills
• Strong communication skills
• Collaborative attitude to contribute to team success
• Solid knowledge of the banking industry
• High computer literacy, especially in data manipulation and presentation
• Language skills are an asset but not essential