Credit Manager

Minor International; Ras Al Khaimah; On-site; AED 120,000 - 200,000; Full time

Job summary

A leading hospitality company in Ras Al Khaimah is seeking a skilled Credit Manager to oversee credit risk and manage accounts receivable. This role involves developing credit policies, analyzing client creditworthiness, and ensuring compliance with regulations. Candidates should have at least 5 years of credit management experience, strong financial analysis skills, and excellent leadership abilities. This position offers a full-time schedule with no remote work options.

Qualifications

• Minimum of 5 years of experience in credit management or a similar role.
• Strong financial analysis skills and proficiency in credit risk assessment.
• Indepth knowledge of credit laws, regulations, and best practices.

Responsibilities

• Manage credit risk and oversee accounts receivable.
• Develop and implement credit policies to minimize financial risk.
• Monitor customer accounts and initiate collection processes.

Skills

Financial analysis skills

Credit risk assessment

Accounts receivable management

Leadership abilities

Analytical skills

Communication skills

Education

Bachelor's degree in business, accounting, or finance

Tools

Financial software

Credit management systems

Job description

We are seeking a highly skilled and detailoriented Credit Manager to join our team in Ras Al Khaimah. As a key member of our finance department you will be responsible for managing credit risk overseeing accounts receivable and ensuring compliance with credit policies and regulations.

• Lead and manage the accounts receivable team fostering a collaborative and goaloriented environment
• Develop and implement credit policies and procedures to minimize financial risk
• Analyze credit applications and financial statements to determine creditworthiness of clients
• Establish credit limits and terms for new and existing customers
• Monitor customer accounts and initiate collection processes for overdue payments
• Collaborate with sales and customer service teams to resolve billing inquiries and disputes
• Prepare and present regular reports on credit performance and risk exposure
• Continuously analyze and improve the effectiveness of billing processes and accuracy
• Ensure compliance with local and international credit laws and regulations
• Develop and maintain strong relationships with key clients and financial institutions

Qualifications :

• Bachelors degree in business Accounting Finance or a related field
• Minimum of 5 years of experience in credit management or a similar role
• Strong financial analysis skills and proficiency in credit risk assessment
• Indepth knowledge of credit laws regulations and best practices
• Proven experience in accounts receivable management and collections
• Excellent leadership and team management abilities
• Strong analytical and problemsolving skills with a detailoriented approach
• Proficiency in financial software and credit management systems
• Experience with hotel operating systems is a plus
• Outstanding communication and negotiation skills
• Ability to work effectively in a fastpaced customerfocused environment

Remote Work :

No

Employment Type :

Fulltime