Credit Manager

Minor International; Ras Al Khaimah; On-site; AED 120,000 - 180,000; Full time

Job summary

An established industry player is looking for a detail-oriented Credit Manager to join their finance team in Ras Al Khaimah. This pivotal role involves managing credit risk, overseeing accounts receivable, and ensuring compliance with credit policies. You will lead a collaborative team, develop effective credit policies, and analyze financial statements to assess client creditworthiness. The ideal candidate will have a strong background in financial analysis, excellent leadership skills, and the ability to navigate a fast-paced environment. If you thrive in a dynamic setting and are passionate about financial management, this opportunity is perfect for you.

Qualifications

• 5+ years of experience in credit management or similar roles.
• Strong financial analysis skills and proficiency in credit risk assessment.
• In-depth knowledge of credit laws and regulations.

Responsibilities

• Lead the accounts receivable team and manage credit risk effectively.
• Develop credit policies to minimize financial risk and ensure compliance.
• Monitor customer accounts and initiate collection processes.

Skills

Financial Analysis

Credit Risk Assessment

Leadership

Problem-Solving

Communication

Education

Bachelor's degree in Business

Bachelor's degree in Accounting

Bachelor's degree in Finance

Tools

Financial Software

Credit Management Systems

Hotel Operating Systems

Job description

We are seeking a highly skilled and detail-oriented Credit Manager to join our team in Ras Al Khaimah. As a key member of our finance department, you will be responsible for managing credit risk, overseeing accounts receivable, and ensuring compliance with credit policies and regulations.

Responsibilities:

• Lead and manage the accounts receivable team, fostering a collaborative and goal-oriented environment.
• Develop and implement credit policies and procedures to minimize financial risk.
• Analyze credit applications and financial statements to determine creditworthiness of clients.
• Establish credit limits and terms for new and existing customers.
• Monitor customer accounts and initiate collection processes for overdue payments.
• Collaborate with sales and customer service teams to resolve billing inquiries and disputes.
• Prepare and present regular reports on credit performance and risk exposure.
• Continuously analyze and improve the effectiveness of billing processes and accuracy.
• Ensure compliance with local and international credit laws and regulations.
• Develop and maintain strong relationships with key clients and financial institutions.

Qualifications:

• Bachelor's degree in business, Accounting, Finance, or a related field.
• Minimum of 5 years of experience in credit management or a similar role.
• Strong financial analysis skills and proficiency in credit risk assessment.
• In-depth knowledge of credit laws, regulations, and best practices.
• Proven experience in accounts receivable management and collections.
• Excellent leadership and team management abilities.
• Strong analytical and problem-solving skills with a detail-oriented approach.
• Proficiency in financial software and credit management systems.
• Experience with hotel operating systems is a plus.
• Outstanding communication and negotiation skills.
• Ability to work effectively in a fast-paced, customer-focused environment.

Remote Work:

No

Employment Type:

Full-time