Credit Analyst Personal Banking Mortgage Lending Dubai, UAE

First Abu Dhabi Bank; Dubai; On-site; AED 120,000 - 180,000; Full time

Job summary

A leading financial institution in Dubai is seeking a qualified candidate to manage credit operations, evaluate financing applications, and ensure compliance with regulations. The ideal candidate will possess strong analytical and communication skills, a degree in finance, and extensive banking experience. This role offers significant responsibilities in credit approvals and portfolio management, contributing to the bank's strategic growth and customer satisfaction.

Qualifications

• Responsible for processing credit requests and managing accounts.
• Experience in leadership and regulatory compliance is expected.
• Ability to assess financial risks and develop credit risk policies.

Responsibilities

• Assess and approve financing applications for real estate.
• Drive strategic growth and sales performance through innovative strategies.
• Manage credit department, develop policies, and lead a team.

Skills

Analytical skills

Strong communication skills

Sales skills

Leadership

Regulatory compliance knowledge

Education

Degree in Finance

Job description

Overview

Assess and approve financing applications for real estate, analyze financial statements, manage client portfolios, and ensure compliance with credit policies. The role involves evaluating creditworthiness, preparing mortgage loan proposals, and ensuring compliance with regulations, requiring strong analytical and communication skills. Analyze financial data for credit evaluation, assess risks, prepare reports, and ensure compliance while possessing strong analytical and communication skills.

Responsibilities

• Responsible for lead generation, loan processing, and dealer relationships in auto loans, requiring strong sales skills and compliance knowledge.
• Drive strategic growth and sales performance through innovative sales strategies, team leadership, customer acquisition, and compliance management in consumer banking.
• The role involves overseeing credit operations, assessing applications, leading a team, and ensuring compliance while maximizing revenue and minimizing risks.
• Manage credit department, develop policies, analyze financial data, ensure compliance, lead team, and collaborate with departments for credit risk management.
• Responsible for reviewing credit applications, managing portfolios, ensuring compliance, and mitigating risks while maintaining high-quality credit standards.
• Maintain relationships with corporate clients, process credit proposals, analyze financials, and ensure customer satisfaction with strong communication skills.
• The role involves managing auto loan portfolios, evaluating applications, ensuring compliance, and delivering tailored financial solutions with strong analytical and communication skills.
• Manage credit portfolio, support risk projects, and develop skills in finance, communication, and analytical problem-solving for corporate credit.
• Assess financial risks, develop credit risk policies, lead a team of analysts, and ensure compliance with regulations using strong analytical skills.
• Identify and pursue new client opportunities, manage relationships, generate leads, and develop strategies for business growth in Private Banking.
• Responsible for processing credit requests, managing accounts, ensuring compliance, and reviewing audit reports; requires a degree in finance and extensive banking experience.
• Responsible for credit approval, monitoring, and analysis, ensuring compliance with policies while providing guidance to relationship managers and enhancing risk quality.
• Assess financial risks, develop credit risk policies, lead a team, and ensure compliance with regulations while utilizing analytical tools.
• Manage credit policy, oversee credit assessments, ensure timely debt collection, and develop strategies to minimize financial risk while enhancing customer relations.
• Analyze corporate banking credit proposals, ensure compliance with regulations, prepare SWOT analysis, and maintain records; requires analytical skills and a Bachelor\'s degree.
• The role involves analyzing financial data, developing credit policies, managing credit risks, and negotiating terms while ensuring compliance and effective communication.
• Manage credit risk for high-net-worth clients, analyze credit proposals, ensure compliance, and provide expert guidance in private banking.
• Manage credit risk for high-net-worth clients, analyze credit proposals, ensure compliance with policies, and provide expert guidance in credit structuring.
• Assist in evaluating creditworthiness, maintain credit records, conduct financial analysis, and collaborate with departments to optimize credit processes.
• Manage credit risk for high-net-worth clients, analyze credit proposals, ensure compliance with policies, and provide expert guidance in private banking.
• Assist in evaluating creditworthiness, manage collections, and collaborate with departments while ensuring compliance and maintaining customer relationships.
• The role involves developing credit policies, assessing client creditworthiness, managing a credit team, and ensuring compliance with regulations while fostering client relations.
• Oversee credit management strategies, assess client creditworthiness, implement policies, and collaborate with teams to mitigate risk and optimize cash flow.
• The role involves analyzing financial data, developing credit policies, managing credit risk, and negotiating terms while ensuring compliance and effective communication.
• Oversee credit granting processes, conduct credit assessments, manage credit risk, and ensure compliance while collaborating with sales and finance departments.

Qualifications

• Responsible for processing credit requests, managing accounts, ensuring compliance, and reviewing audit reports; requires a degree in finance and extensive banking experience.
• Responsible for credit approval, monitoring, and analysis, ensuring compliance with policies while providing guidance to relationship managers and enhancing risk quality.
• Analytical skills required to assess financial risks and develop risk policies; experience in leadership and regulatory compliance is expected.