Credit Administration Officer

Emirates Islamic; Dubai; On-site; AED 120,000 - 200,000; Full time

Job summary

A UAE-based bank is seeking a skilled professional for its Credit Administration unit. This role involves preparing documentation and ensuring compliance with risk management practices in Islamic banking. The ideal candidate will have a Bachelor's degree, 4–6 years of experience in credit operations, and strong analytical skills. This position offers an opportunity to contribute to key functions in a respected financial institution.

Qualifications

• Minimum 4–6 years’ relevant experience in credit operations and trade services.
• Strong knowledge of credit control functions.
• Ability to prepare and analyze credit documentation.

Responsibilities

• Prepare facility letters, security, and other documentation.
• Maintain and update MIS reports for effective risk monitoring.
• Ensure quality control in credit risk analysis.

Skills

Analytical skills

Organizational skills

Knowledge of Islamic banking products

Education

Bachelor’s degree in Business

Tools

MS Office

Job description

Organization Unit Purpose:

The Credit Administration unit exists to provide comprehensive credit administration and operational support to Wholesale Banking, Commercial Banking, and Wealth Management. It ensures accurate preparation, execution, and safekeeping of facility and security documentation, effective monitoring of collaterals, and timely furnishing of MIS to stakeholders. The unit plays a vital role in maintaining prudent risk culture, ensuring compliance with internal policies and Shariah guidelines, and supporting business units on all credit and risk-related matters.

Key Responsibilities:

• Prepare facility letters, security, and other documentation in line with approval terms and policies.
• Maintain and update MIS reports, records, and databases for effective risk monitoring.
• Ensure quality control in credit risk analysis and liaise with business units on all credit-related matters.
• Review executed facility and security documents for compliance with approvals and Shariah guidelines.
• Support audits, compliance reviews, and ensure timely execution of internal processes.

Experience & Qualifications:

• Bachelor’s degree in Business-related majors
• Minimum 4–6 years’ relevant experience in credit operations and trade services
• Strong knowledge of Islamic banking products and credit control functions
• Proficiency in MS Office with strong analytical and organizational skills