Corporate Bank - Client KYC Officer - Associate

Corporate Bank - Client KYC Officer - Associate; Dubai; On-site; AED 180,000 - 320,000; Full time

Job summary

Deutsche Bank AG in Dubai seeks a Corporate Bank – Client KYC Officer – Associate to lead KYC risk assessment, AML interviews and ongoing client reviews. You will coordinate with Compliance and AFC teams, manage Account Activity Reviews and prepare holistic KYC records for onboarding and periodic reviews.

Strong communication in English is essential, Arabic/French a plus. The role involves organizing training sessions for clients on KYC/AML topics and supporting MIS reporting related to KYC

Qualifications

• Previous experience with KYC assessments, Quality Assurance, Anti‑Financial Crime and knowledge of Correspondent Banking Due Diligence Standards preferred.
• Good understanding of KYC laws/regulations, compliance risk as well as non‑financial risk, and documentation aspects of KYC process for correspondent banking relationships.
• Strong analytical and organisational skills; a proactive and fast learner.
• Excellent written communication skills (English mandatory; Arabic & French preferred) and the ability to build and maintain relationships.
• Previous experience in a leadership role preferred.
• Resilience and commitment, ability to plan, prioritise and work under pressure.

Responsibilities

• KYC Risk Assessment and Management including active client research, screening prospects before on‑boarding, supporting the ACO in presentation of clients in relevant internal committees and completion of AML country overviews.
• Prepare KYC‑related client discussions and AML interviews for periodic review and new client adoptions; conduct AML interviews with clients onsite or virtually in close coordination with the ACO.
• Conduct and assess Account Activity Reviews for continuous monitoring of clients’ transaction flows; MIS management – support KYC aspects of regular and ad‑hoc MIS reporting/analysis.
• Liaise with local Compliance, Anti‑Financial Crime and Sanctions & Embargo teams as well as other infrastructure and product teams for file‑specific clarifications creating a holistic KYC record.
• Organise and conduct training sessions, workshops/seminars for clients on non‑financial risk KYC/AML topics.

Skills

KYC risk assessment

AML knowledge

Correspondent banking due diligence

KYC regulations

Documentation for KYC

Leadership experience

Analytical skills

English communication

Job description

JOB REF: 45880

Location: Dubai

Address: Deutsche Bank AG, DIFC

Industry: IT & Telecoms, Finance & Audit, Insurance and Actuary, Banking, Legal & Paralegal, Management & Consultancy

Corporate Bank – Client KYC Officer – Associate

Position Overview

Our global suite of cash management services offers a wide range of solutions to meet clients’ specific requirements thereby providing them with the time and means to concentrate on their core business. Furthermore, our market‑leading products and services enable our clients to reduce transaction costs, consolidate operations and expand revenue opportunities. Our award‑winning client service centres are located in all relevant financial centres worldwide, providing clients with access to an unrivalled global network.

Role and Responsibilities

• KYC Risk Assessment and Management including active client research, screening prospects before on‑boarding, supporting the ACO in presentation of clients in relevant internal committees and completion of AML country overviews.
• Prepare KYC‑related client discussions and AML interviews for periodic review and new client adoptions; conduct AML interviews with clients onsite or virtually in close coordination with the ACO.
• Conduct and assess Account Activity Reviews for continuous monitoring of clients’ transaction flows; MIS management – support KYC aspects of regular and ad‑hoc MIS reporting/analysis.
• Liaise with local Compliance, Anti‑Financial Crime and Sanctions & Embargo teams as well as other infrastructure and product teams for file‑specific clarifications creating a holistic KYC record.
• Organise and conduct training sessions, workshops/seminars for clients on non‑financial risk KYC/AML topics.

Skills and Qualifications

• Previous experience with KYC assessments, Quality Assurance, Anti‑Financial Crime and knowledge of Correspondent Banking Due Diligence Standards preferred.
• Good understanding of KYC laws/regulations, compliance risk as well as non‑financial risk, and documentation aspects of KYC process for correspondent banking relationships.
• Strong analytical and organisational skills; a proactive and fast learner.
• Excellent written communication skills (English mandatory; Arabic & French preferred) and the ability to build and maintain relationships.
• Previous experience in a leadership role preferred.
• Resilience and commitment, ability to plan, prioritise and work under pressure.

Benefits

We offer a range of benefits designed to support a healthy work‑life balance, professional development and well‑being.

Work‑life Balance

With a range of benefits including flexible time management, we provide the tools you need to manage professional and personal commitments.

Home Office Flexibility

We support flexible working, whether that is working from home, flexible hours or part‑time. Opportunities will vary depending on the role.

Annual Leave & More

Every employee is entitled to 30 days annual leave per annum. Additional paid leave is granted for special events such as wedding/civil partnerships, compassionate leave, paternity leave or caring for a sick child. Employees also receive statutory 36 months of parental leave in Germany, and an additional six months of parental leave after three years with the bank.

Support & Counselling

A comprehensive support network is available, covering career advice, mental health support, childcare assistance and social care for the elderly.

Health

We are committed to fostering a sustainable work environment that focuses on financial, social, mental and physical well‑being through preventative health measures, health insurance, sick pay and opportunities to stay physically fit.

Health Insurance

Employees can choose between statutory or private health insurance options. The statutory plan ‘Betriebskrankenkasse BKK’ is exclusive to employees and their families, offering shorter waiting times and expert medical consultations.

Health Check & Eye Test

All employees aged 40 and above are eligible for a health screening every three years; those over 50, every two years. Employees who work in front of a screen receive an annual eye test and up to €200 towards the cost of glasses.

Sick Pay

Beyond statutory sick pay, Deutsche Bank covers the difference between your net salary and the statutory sickness benefit allowance, with duration dependent on years worked.

Rewards and Everyday Benefits

Competitive compensation and benefits, including commercial discounts, travel insurance, company car and travel season tickets, are available depending on role and location.

Pension

Employees receive a comprehensive pension scheme that provides security and flexibility for their future.

Deutsche Bank is an equal‑opportunity employer who seeks to recruit and appoint the best available person for a job regardless of marital or civil partnership status, sex (including pregnancy), age, religion, belief, race, nationality, ethnicity, colour, sexual orientation or disability.

We embrace a culture of diversity, support and innovation, encouraging talent to develop to their full potential. We promote high standards of conduct and work performance and welcome applications from talented people of all backgrounds.