Compliance Officer

Tanqeeb; Dubai; On-site; AED 200,000 - 350,000; Full time

Benefits offered by this job

Salary + ESOP

Career growth

Team culture

Impact on direction

Series A startup environment

Job summary

Hubpay, a fast-growing UAE fintech, invites a Compliance Officer based in Dubai to lead and scale its regulatory program within a dynamic payments environment.

You will own compliance arrangements, engage with ADGM/FSRA, drive risk assessments and monitoring, and embed compliance into product development with cross-functional teams.

Qualifications

• 5+ years in regulatory compliance at a regulated financial services firm.
• Background in conduct, monitoring, regulatory change and regulator engagement.
• Former Compliance Officer or Approved/Recognised Person with a regulator.
• Strong knowledge of UAE regulations and engagement with FSRA/DFSA/CB UAE.
• Ability to build and maintain a compliance risk assessment and monitoring framework.
• Sufficient AML knowledge expected for the Compliance Officer function.
• Understanding client money, cross-border payments and conduct risk in fintech.

Responsibilities

• Own Hubpay’s compliance arrangements and their effectiveness across products.
• Regulatory reporting and engagement with ADGM and FSRA.
• Maintain risk-based compliance monitoring and closing findings.
• Keep policy suite current and manage regulatory change processes.
• Oversee regulatory returns and ensure timeliness and completeness.
• Lead conduct of business and customer outcomes, including handling complaints.
• Maintain Compliance Breach Register and track remediation.
• Oversee outsourcing, technology and cyber risk obligations.
• Collaborate with MLRO on AML/CFT programme responsibilities.
• Embed compliance in product development with cross-functional teams.
• Prepare for regulatory audits and inspections; promote training and culture.
• Report to VP, Risk and align regulatory integrity with scalable operations.

Skills

Regulatory compliance

UAE regulators

Compliance risk assessment

Anti-money laundering

Cross-border payments

Fintech knowledge

Stakeholder engagement

Job description

Compliance Officer

Dubai, United Arab Emirates

About Hubpay

Hubpay is a fast-growing UAE financial institution, regulated in the Abu Dhabi Global Market and named to the UAE's Future100. For individuals, our AI-powered app, with over 1.2 million downloads, sends money to more than 50 countries at market-leading rates. For businesses, we combine multi-currency accounts, competitive FX, international payroll and the UAE’s first regulated payment links, across 150+ currency pairs and 85+ countries.

And we're just getting started. We're approaching profitability and entering our next growth phase, with multiple mobile applications, a complex desktop product and an operations platform supporting significant FX volume. The next 12 to 24 months are about disciplined, high-velocity execution.

We're more than an international payments company: we're a team building the future of global finance. We're looking for talented individuals to join us in our mission to make FX transactions simpler, faster and more secure for everyone who moves money through the UAE.

This role holds the Compliance Officer controlled function and leads the next phase of our compliance programme. The foundations are already in place, and your role will focus on strengthening and scaling them to meet the demands of our business as it grows.

What you’ll get to do

• Act as the designated Compliance Officer, owning Hubpay’s compliance arrangements and their effectiveness across both business and retail products
• Own the relationship with ADGM and the FSRA, including regulatory reporting, notifications and other ongoing regulatory engagement
• Own the compliance risk assessment, keeping it current as the business, products and regulatory perimeter change, and using it to drive compliance priorities
• Design and run a risk-based compliance monitoring programme, driven by the compliance risk assessment, taking findings through to verified closure
• Maintain the company policy suite and a regulatory change process that assesses every applicable change before it takes effect
• Maintain oversight of all regulatory returns, including the financial and AML returns owned by other function holders, for completeness and timeliness
• Own conduct of business and customer outcomes, including complaints handling and the analysis of systemic issues
• Own and maintain the Compliance Breach Register and ensure issues are appropriately tracked to remediation
• Maintain compliance oversight of the firm’s outsourcing, technology and cyber and other risk obligations
• Work alongside the Money Laundering Reporting Officer, who separately owns the AML/CFT programme, under a documented division of responsibilities
• Embed compliance into the product development lifecycle by working closely with product, engineering, operations, and commercial teams
• Lead regulatory audits, prepare for inspections, and ensure readiness across all internal teams
• Deliver effective compliance training and promote a strong, risk-based culture across the organisation
• Report to the Vice President, Risk and contribute to business strategy by aligning regulatory integrity with scalable operational practices

What we’re looking for

• A compliance leader with at least 5 years’ experience in a regulatory compliance function at a regulated financial services firm
• A background in regulatory compliance (conduct, monitoring, regulatory change and regulator engagement), rather than one centered on AML or financial crime
• Prior designation as Compliance Officer, or as an Approved or Recognised Person, with a financial services regulator
• Strong working knowledge of the UAE regulatory environment, with hands‑on experience engaging with FSRA, DFSA or CBUAE
• Proven ability to build and maintain a compliance risk assessment, and to design or improve compliance monitoring and conduct frameworks in high-growth companies
• Sufficient knowledge of applicable anti-money laundering requirements, as expected of the holder of the Compliance Officer function
• Solid understanding of client money, cross-border payments and conduct risk in payments or fintech
• Ability to work cross-functionally and balance commercial goals with regulatory obligations

What we offer

• A competitive package comprising salary and equity in the form of ESOP
• A fast-paced environment where you'll be challenged to grow, learning directly from the founding team
• A collaborative and supportive team culture where your ideas are valued
• Have a direct impact on the direction the company takes
• Join a Series A-funded startup backed by global venture capital

Hubpay is an equal opportunity employer. We believe the best products are built by teams as diverse as the customers they serve, and we welcome applicants of every background, nationality, gender, age, religion and ability. Every hiring decision is made on merit, skills and potential, nothing else.

We read every application and do our best to reply to everyone personally. With the volume of applications we receive, that is not always possible: if you have not heard from us within two weeks, it is unlikely we are taking your application forward this time. We would still be glad to see you apply for future roles that match your experience.