CFO AI

Zoth; Dubai; Hybrid; AED 250,000 - 450,000; Full time

Job summary

Zoth is at the intersection of AI agents and stablecoins, building the CFO AI squad to automate finance back-office work and move real money. You will own strategy, go-to-market, revenue, and P&L—deciding what the agent can do autonomously and what needs human approval.

You are an ex-founders who has shipped, sold, and led crypto/AI projects, with a track record in B2B sales. This founder-scale mandate offers equity potential and live rails, with international exposure.

Qualifications

• Ex-founder: started and ran a company — raised, hired, shipped, sold, and lived with the consequences.
• Young, hungry & talented: early in your journey with ambition and proof.
• Crypto + AI, hands-on: worked in or built for a crypto company with AI and LLMs.
• Sold to businesses: carried a B2B motion — sourced, pitched, negotiated, and closed.
• Finance back-office fluency: understands AP/AR, reconciliation, treasury, payments, close.
• Execution & P&L leadership: run a team and a number, accountable for revenue and cost.

Responsibilities

• Own the CFO AI squad — revenue targets, pricing, and unit economics.
• Define strategy, target segments, and go-to-market sequencing from design partners to scaled rollout.
• Lead a cross-functional squad of engineers, designers, and operators — hire slow, ship fast.
• Sell it yourself: source, pitch, and close first design partners and paying customers.
• Build the machine: reconcile, treasury, AP/AR, and close into a repeatable sales narrative.
• Own pricing, packaging, and expansion — from pilot to production to multi-entity rollouts.
• Set the autonomy boundary and guardrails to keep money movement safe.

Job description

Dubai, UAE (Hybrid) — Open to exceptional remote candidates

Once in a generation, two technology waves collide — and an entirely new industry is born. That collision is happening right now.

AI agents are rewriting the global workforce. Software no longer just assists work — it does the work. Autonomous agents are absorbing entire job functions, and the finance back office is first in line: reconciliation, treasury, payments, reporting, month-end close. Trillions of dollars of manual, repetitive, error-prone work is about to be handed to machines.

Stablecoins are rewiring the world's money. Value now moves like information — instant, borderless, programmable, 24/7. Stablecoins are pulling payments, treasury, and banking out of legacy rails and onto the internet, and they are the native currency of the agentic economy: the money AI agents will actually move.

Where these two waves meet, something unprecedented becomes possible: an AI agent that doesn't just analyse money — it moves money. Autonomously. Safely. At global scale.

Zoth sits exactly at that intersection — and we intend to own it.

Zoth: Leading the Change

Zoth is a stablecoin-led neobank for the Global South and the agentic economy — delivering yield, payments, and card services to non-crypto-native users on institutional-grade infrastructure, under a regulated framework. This is not a whitepaper. It is a live, revenue-generating machine: $75M peak TVL, $40M+ in average monthly payment volume, and $5.2M in revenue to date.

Now we are building what comes next: ZAI, and its flagship — the world's first CFO Agent. An autonomous finance and treasury agent that funds accounts, reconciles balances, and executes payments on behalf of businesses, escalating only high-risk actions to a human. Not a copilot. Not a dashboard. A digital finance workforce that runs on Zoth's own regulated rails and moves real money in production from day one.

The end state: every CFO becomes a strategy leader, not an accountant — and every business on the planet runs its back office on autonomous infrastructure.

Where You Come In

Every category-defining product has one person who wills it into existence. For the CFO Agent, that person is you.

This is a founder-scale mandate, not a job. You will lead the CFO AI squad as its business owner — own the strategy, the roadmap, the go-to-market, the revenue, and the P&L. You will decide what the agent is trusted to do on its own versus what demands a human in the loop — the single hardest, most valuable question in agentic finance. You will pitch it, sell it, and close it yourself before you ever hire someone to do it for you.

We are looking for young, hungry, exceptionally talented builders — people early in their journey with outsized ambition and something to prove. If you have founded a company, shipped fast, sold hard, and want a shot at defining a category with the resources, rails, and licences of a funded fintech behind you — this is that shot. Ambition matters more to us than years on a CV.

Position at a Glance

• Job Title. Entrepreneur in Residence — Squad Leader, CFO AI
• Reports To. Chief Executive Officer (CEO)
• Location. Dubai, UAE (Hybrid) — open to exceptional remote candidates
• Employment Type. Full-Time
• Ownership. Full P&L ownership of the CFO AI squad
• Ideal Background. Young ex-founder with crypto + AI experience and a B2B sales track record

The Mission

Run the CFO AI squad the way a founder runs a company. Own the number. Make the calls. Ship relentlessly. Sell fearlessly. Your scoreboard is not features shipped — it is paying customers who trust an autonomous agent with their money, a growing book of revenue, and a moat built on guardrails, compliance, and execution no competitor can match.

P&L & Business Leadership

• Own the number. Full profit-and-loss ownership of the CFO AI squad — revenue targets, cost base, pricing, and unit economics. The buck stops with you.
• Set the direction. Define the strategy, target segments, and sequencing from first design partners to scaled go-to-market.
• Lead the squad. Build and drive a cross-functional squad of engineers, designers, and operators — hire slow, ship fast, cut ruthlessly.

Product & Autonomy Boundary

• Own the autonomy boundary. Decide, for every class of action, what the agent executes autonomously versus what escalates for human approval — and why.
• Engineer the guardrails. Design the checks, limits, confirmations, and fallbacks that keep autonomous money movement safe and reversible.
• Set the quality bar. Build the evals and quality bar that tell you when the agent is safe to widen — and exactly where it fails.
• Prototype against reality. Ship working prototypes against real payment, banking, and wallet APIs to pressure-test decisions before engineering commits.

Go-to-Market & Revenue

• Sell it yourself. Personally source, pitch, and close the first design partners and paying customers — founders sell first.
• Build the machine. Turn finance back-office pain — reconciliation, treasury, AP/AR, close — into a repeatable sales narrative and a compounding pipeline.
• Monetise relentlessly. Own pricing, packaging, and expansion — from pilot to production to multi-entity rollouts.

Risk, Compliance & Trust

• Weaponise trust. Partner with risk and compliance to make the autonomy boundary defensible, not just functional — trust is the moat.
• Audit-grade by default. Ensure every autonomous action is auditable, explainable, and within the regulated framework Zoth operates under.

Who You Are

Requirement

What it means

Ex-founder You have started and run a company — raised, hired, shipped, sold, and lived with the consequences of your own calls. An exit, a shutdown, or a brutal pivot all count. The scar tissue is the qualification.

Young, hungry & talented You are early in your journey with everything to prove and the raw talent to back it. You outwork, outlearn, and outship people with twice your years. Ambition beats tenure here.

Crypto + AI, hands-on You have worked in or built for a crypto company — wallets, stablecoins, on/off-ramps, compliance — and you have built with AI and LLMs for real: agents, evals, prompt and context engineering, not just API demos.

Sold to businesses You have personally carried a B2B motion — sourced prospects, run the pitch, negotiated, and closed. You know the difference between interest and revenue, and you chase the latter.

Finance back-office fluency You understand how the back office actually works — AP/AR, reconciliation, treasury operations, payments, month-end close — well enough to know what an agent can safely take over and what it must never touch alone.

Execution & P&L leadership You have run a team and a number. You decide with incomplete information, ship before you feel ready, and want to be accountable for revenue and cost — not just output.

Strong Plus

• Agentic firepower. Built and iterated on agentic workflows and multi-agent architectures using frameworks such as the Claude Agent SDK or similar.
• Fintech depth. Shipped a product in payments, invoicing, treasury, banking, or accounting from concept to production.
• Finance buyer network. Sold into CFO offices, controllers, or finance operations teams — and know how they buy.
• Cost and latency instincts. Understand the token cost, latency, and reliability trade-offs of LLM and multi-agent systems.
• Regulatory fluency. Operated in a regulated environment and know how to build products that survive an audit.

Why This Role Is Massive

• Two waves, one seat. AI agents and stablecoins are each generational shifts. The CFO Agent is where they compound — and you would be leading it.
• Founder upside, without the cold start. Most founders spend two years raising money and building rails. You start with regulated infrastructure, live payment volume, and real revenue on day one.
• A category with no map. There is no incumbent for an agent that autonomously moves business money. The playbook does not exist. You write it.
• A market without a ceiling. Every business on earth has a finance back office. The addressable market is measured in trillions of dollars of labour and payment flow.

What We Offer

• A founder-scale mandate with full P&L ownership — startup upside and accountability, on top of Zoth's live rails, licences, and revenue.
• Meaningful token / ESOP component tied to the value you create, as part of the total compensation package.
• Competitive base salary with performance upside linked to squad revenue and P&L outcomes.
• Direct line to the CEO and leadership — decisions in days, not quarters.
• The chance to define a new category: the world's first CFO Agent, at the front edge of the agentic workforce shift.
• International exposure across UAE, India, Singapore, and other global markets.
• A young, fast, entrepreneurial culture that rewards speed, ownership, and judgment.