Business Analyst Finance & Lending

ATRIBS; United Arab Emirates; On-site; AED 120,000 - 200,000; Full time

Job summary

A leading company is seeking a Business Analyst in Finance & Lending to collaborate with product managers and enhance lending solutions. This role involves defining business requirements, optimizing workflows, and ensuring compliance with regulatory standards. Applicants should have extensive experience in SME lending and familiarity with financial tools, as well as a strong understanding of lending products and processes.

Qualifications

• 7+ years experience in SME lending as a Business Analyst.
• In-depth knowledge of SME credit products and lending metrics.
• Experience with loan origination and digital onboarding platforms.

Responsibilities

• Define business requirements for SME lending products.
• Map and optimize processes for loan origination and credit scoring.
• Support implementation of digital SME lending platforms.

Skills

Business Analysis

SME Credit Products

Lending Risk Metrics

Underwriting Workflows

SQL

API Documentation

Data Integration Concepts

Tools

JIRA

Confluence

Visio

UML

BPMN

Job description

Business Analyst Finance & Lending ATRIBS

Collaborate with SME product managers, credit analysts, operations, and compliance teams to understand lending products, workflows, and customer needs.

Define and document business requirements for SME lending products including working capital loans, equipment financing, invoice discounting, and overdrafts.

Map and optimize end-to-end processes for loan origination, credit scoring, KYC/onboarding, disbursement, repayment, and collections.

Develop Business Requirement Documents (BRDs), Functional Specifications (FRDs), user stories, and process flow diagrams.

Support implementation of digital SME lending platforms and loan origination systems (LOS).

Coordinate and conduct UAT, including test case preparation, execution, and sign-off.

Ensure all solutions align with regulatory requirements and bank policies, including AML, KYC, and Basel norms.

Requirements

7+ years experience as a Business Analyst in SME lending, preferably in a banking or fintech environment.

In-depth knowledge of SME credit products, lending risk metrics, and underwriting workflows.

Experience with loan origination systems, digital onboarding platforms, and/or credit scoring tools.

Understanding of regulatory frameworks (CBUAE/SAMA/IFRS9), risk assessment models, and credit policies for SMEs.

Familiarity with tools such as JIRA, Confluence, Visio, UML, and BPMN.

Basic knowledge of SQL, API documentation, and data integration concepts.

Company Industry

• IT - Software Services

Department / Functional Area

• IT Software

Keywords

• Business Analyst Finance & Lending

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