AVP Credit Risk

First Abu Dhabi Bank (FAB); Abu Dhabi; On-site; AED 250,000 - 350,000; Full time

Job summary

First Abu Dhabi Bank (FAB) in Abu Dhabi is seeking a Credit Risk Analyst to support CCB & IB portfolio activities, including IFRS 9 staging, PDNI reporting, and risk analytics. You will consolidate past due data, prepare monthly dashboards, and provide data-driven insights for BRF and regulatory reporting.

The role emphasizes data quality, collaboration with CRD/Intl teams, and ongoing PDNI process improvements within Group Credit Risk.

Qualifications

• Bachelor's degree in accounting, statistics, economics or related discipline.
• Strong analytical skills with experience in analytics and portfolio data management.
• 4-5 years' relevant experience.

Responsibilities

• Consolidate past due data and prepare monthly PDNI reports and related analysis.
• Coordinate with credit / CRD / Intl Teams for inputs and consolidate PDNI reports.
• Provide PD data to relevant stakeholders for BRF and regulatory reporting.
• Support in annual review of PDNI processes and related SOPs.
• Assist in PDNI related process improvement projects.
• Maintain updates on CRD and NPL cases.
• Prepare monthly IFRS 9 staging and ECL review summaries.

Skills

Analytical skills

Portfolio data management

Stakeholder communication

Education

Bachelor's degree in accounting, statistics, economics or related discipline

Job description

Job Description

Job Summary / Introduction

The overall responsibilities of this position are vital within Group Credit Risk team covering areas relating to CCB & IB Portfolio including, Credit Risk Reporting and related analysis. The role holder's primary responsibilities include:

• Consolidate and review Past due data and related reporting.
• IFRS 9 staging and Provisioning review process & undertake related checks.
• Submission of detailed monthly dashboards and analysis reports
• Provide support in NPL analysis related.
• Work on specialised Project, related Credit Risk

Key Responsibilities

Policies, Systems, Processes & Procedures

• Follow all relevant departmental policies, processes, standard operating procedures, and instructions so that work is carried out in a controlled and consistent manner.
• Always demonstrate compliance to organisation's values and ethics to support the establishment of a value drive culture within the bank.

Continuous Improvement

• Participate in the identification of opportunities for continuous improvement of the process. Collaborate within Risk and partner with Business, Credit, Finance, Relations and IT to improve/streamline the systems/processes.

CCB and IB - Credit Risk

• Consolidate past due data and prepare monthly PDNI Reports and related analysis.
• Coordinate with credit / CRD /Intl Teams for inputs & consolidate PDNI Reports
• Provide PD data to relevant stakeholders for BRF and regulatory reporting.
• Support in the annual Review of PDNI Process & Policies & review of Related SOP's
• Assist in PDNI related process improvement projects
• Maintain update on CRD and NPL cases
• Compile data for the Risk Appetite monitoring IB & CCB related to managed portfolio

IFRS 9 Execution and Reporting

• Provide support on the monthly basis, IFRS 9 staging and ECL review process - Undertake standard checks and large movements .
• Prepare summaries (Segment and b/s category wise ) on monthly basis of the results of IFRS 9 review.
• Assist in preparation of IFRS9 related MIS / data/reports to be submitted internally and to regulatory authorities.

Credit Risk Reporting and Analysis

• Support in the preparation of reports to monitor credit quality of the portfolio across Portfolios .
• Assist in the development and maintenance of credit risk data base to ensure timely availability of data for analysis, forecasting and decision making.
• Assist the development of dashboards for the managed portfolio.

Requirements / Qualifications

• Bachelor's degree in accounting, statistics, economics or related discipline.
• Strong analytical skills with experience in analytics & portfolio data management
• 4-5 years' relevant experience