AVP, Credit Risk

First Abu Dhabi Bank; Abu Dhabi; On-site; AED 180,000 - 240,000; Full time

Job summary

First Abu Dhabi Bank (FAB) is the largest bank in the UAE, offering a broad range of financial services. The role sits within Group Credit Risk and covers CCB & IB portfolios, including credit risk reporting and related analysis.

The position focuses on consolidating past-due data, IFRS 9 staging, monthly dashboards, and PDNI reporting. Ideal candidates have a accounting/economics background and 4-5 years of relevant experience.

Qualifications

• Bachelor's degree in accounting, statistics, economics or related discipline.
• Strong analytical skills with experience in analytics & portfolio data management.
• 4-5 years' relevant experience.

Responsibilities

• Consolidate past due data and prepare monthly PDNI Reports and related analysis.
• Coordinate with credit / CRD / Intl Teams for inputs & consolidate PDNI Reports.
• Provide PD data to relevant stakeholders for BRF and regulatory reporting.
• Support in the annual Review of PDNI Process & Policies & review of Related SOPs.
• Assist in PDNI related process improvement projects.
• Maintain update on CRD and NPL cases.
• Compile data for the Risk Appetite monitoring IB & CCB related to managed portfolio.
• IFRS 9 Execution and Reporting: provide support on IFRS 9 staging and ECL review process.

Skills

Analytical skills

Portfolio data management

Education

Bachelor's degree in accounting, statistics, economics or related discipline

Job description

Job description

JOB SUMMARY / INTRODUCTION
The overall responsibilities of this position are vital within Group Credit Risk team covering areas relating to CCB & IB Portfolio including, Credit Risk Reporting and related analysis. The role holder's primary responsibilities include:

• Consolidate and review Past due data and related reporting.
• IFRS 9 staging and Provisioning review process & undertake related checks.
• Submission of detailed monthly dashboards and analysis reports
• Provide support in NPL analysis related.
• Work on specialised Project, related Credit Risk

KEY RESPONSIBILITIES

Policies, Systems, Processes & Procedures

• Follow all relevant departmental policies, processes, standard operating procedures, and instructions so that work is carried out in a controlled and consistent manner.

• Always demonstrate compliance to organisation's values and ethics to support the establishment of a value drive culture within the bank.

  
  

  Continuous Improvement

• Participate in the identification of opportunities for continuous improvement of the process. Collaborate within Risk and partner with Business, Credit, Finance, Relations and IT to improve/streamline the systems/processes.
  CCB and IB - Credit Risk
• Consolidate past due data and prepare monthly PDNI Reports and related analysis.
• Coordinate with credit / CRD /Intl Teams for inputs & consolidate PDNI Reports
• Provide PD data to relevant stakeholders for BRF and regulatory reporting.
• Support in the annual Review of PDNI Process & Policies & review of Related SOP's
• Assist in PDNI related process improvement projects
• Maintain update on CRD and NPL cases
• Compile data for the Risk Appetite monitoring IB & CCB related to managed portfolio
• IFRS 9 Execution and Reporting
• Provide support on the monthly basis, IFRS 9 staging and ECL review process - Undertake standard checks and large movements .
• Prepare summaries (Segment and b/s category wise ) on monthly basis of the results of IFRS 9 review.
• Assist in preparation of IFRS9 related MIS / data/reports to be submitted internally and to regulatory authorities.
• Credit Risk Reporting and Analysis
• Support in the preparation of reports to monitor credit quality of the portfolio across Portfolios .
• Assist in the development and maintenance of credit risk data base to ensure timely availability of data for analysis, forecasting and decision making.
• Assist the development of dashboards for the managed portfolio.
• REQUIREMENTS / QUALIFICATIONS
• Bachelor's degree in accounting, statistics, economics or related discipline.
• Strong analytical skills with experience in analytics & portfolio data management
• 4-5 years' relevant experience

About Us:

First Abu Dhabi Bank (FAB) is the largest bank in the UAE and one of the world's largest and safest financial institutions. We offer a comprehensive range of personal and private banking services, including credit cards, Islamic banking, investments, loans, and mortgages. Our commitment to excellence and innovation drives us to provide top-tier financial solutions to our clients.

Life at FAB:

Working at FAB means being part of a team of talented and passionate individuals with a shared vision to support the ambitions of our stakeholders to "Grow Stronger." We embrace the needs of our customers across the globe with a sense of responsibility and confidence driven by extensive expertise that can only be delivered by an ambitious world-class organization

Career Development:

FAB offers unique career choices, a chance to innovate, craft solutions for the future, and express yourself in a performance-based culture that will unleash the best in you. Whether you are an experienced professional or just starting your career, FAB provides a range of learning and development initiatives to support all employees through training and skill development.

Our Values:

At FAB, we place our customers at the core of our activities, live our values each day in every way, celebrate achievements, and empower each other to deliver leading solutions. We have structured plans for the recruitment and career progression of Emirati talent to enable them to make a mark in the financial and banking sector both regionally and globaly that rewards your hard work and dedication.

Join our team and be part of a journey to shape the future of banking.