AVP, Credit Portfolio Senior Analyst (UAE Nationals Only)

22333 Citibank N.A. UAE - GCB Multiple Ledger; Dubai; Hybrid; AED 200,000 - 250,000; Full time

Job summary

A leading financial institution in Dubai is seeking a Credit Review Senior Analyst to enhance credit risk management practices. The ideal candidate should have 5–8 years of relevant experience, proficiency in Microsoft Office, and strong analytical capabilities. The role offers a hybrid working model along with competitive benefits, creating a supportive workplace environment.

Benefits

Competitive base salary

Hybrid working model

Additional family benefits

Qualifications

• 5–8 years of relevant credit experience, preferably in a financial institution.
• Strong English written and verbal communication skills.
• Fluency in Arabic is a plus.

Responsibilities

• Assess and improve credit risk management practices.
• Analyze credit risks using reports and expert judgment.
• Prepare internal presentations for management and regulatory stakeholders.

Skills

Analytical Thinking

Financial Analysis

Time Management

Communication Skills

Education

Bachelor’s degree in Finance, Accounting, Economics, or related field

Tools

Microsoft Excel

Microsoft PowerPoint

SQL

Job description

Citi is seeking an experienced and motivated professional to join its Risk Management team as a Credit Review Senior Analyst. This role plays a critical part in evaluating and improving credit risk management practices. The successful candidate will contribute to UAE Wealth CG / CPC Risk team in identifying, monitoring, and mitigating emerging credit risks. This position requires strong analytical capabilities, independent judgment, and leadership experience in credit risk or related areas.

The role will provide analytical and project support to Unsecured Credit Policy team, help produce internal reporting, and contribute to key presentations and regulatory deliverables. The ideal candidate will have in-depth credit knowledge, experience in risk systems and metrics, and the ability to coach junior team members while managing complex credit risk reviews and business monitoring activities.

What you’ll do

• Assess the effectiveness of Citi’s credit risk management practices and support identification and mitigation of credit risk across unsecured portfolios
• Analyze credit risks by utilizing reports, scorecards, risk systems, and expert judgment
• Evaluate moderately complex and variable credit issues with significant business impact
• Balance potentially conflicting data sources and develop actionable credit risk strategies
• Lead or support the preparation of Credit Portfolio Scorecards and trend analysis reports
• Assist with Business Monitoring and Review activities
• Prepare internal presentations for management and regulatory stakeholders
• Promote ethical decision-making and support risk and control issue transparency across the firm

What we’ll need from you

• 5–8 years of relevant credit experience, preferably in a financial institution
• Bachelor’s degree (or equivalent experience) in Finance, Accounting, Economics, Computer Science, or a related field
• Intermediate to advanced proficiency in Microsoft Office tools (Excel, PowerPoint etc.)
• Strong English written and verbal communication skills
• Excellent time management, organizational, and analytical abilities
• Experience with SQL and fluency in Arabic is a plus

By joining Citi Dubai, you will not only be part of a business casual workplace with a hybrid working model (up to 2 days working at home per week), but also receive a competitive base salary (which is annually reviewed) and enjoy a whole host of additional benefits that support you (and your family) to be well, live well and save well. Discover more HERE.

Alongside these benefits Citi is committed to ensuring our workplace is where everyone feels comfortable coming to work as their whole self every day. We want the best talent around the world to be energized to join us, motivated to stay, and empowered to thrive.

Sounds like Citi has everything you need? Then apply to discover the true extent of your capabilities.

Job Family Group : Risk Management

Job Family :

Time Type : Full time

Analytical Thinking, Credible Challenge, Financial Analysis, Governance, Policy and Procedure, Policy and Regulation, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment.

Other Relevant Skills

For complementary skills, please see above and / or contact the recruiter.