Associate - Payments

Abu Dhabi Commercial Bank; Remote; AED 120,000 - 180,000; Full time

Job summary

A leading bank in the UAE is seeking an ambitious professional to join its team. Responsibilities include verifying and authorizing payments, ensuring compliance with banking standards, and performing reconciliations. Candidates should have at least 3 years of banking experience with a background in payments processing, alongside strong analytical, communication skills and a Bachelor’s degree. The role offers competitive salary, comprehensive benefits, and flexible working options.

Benefits

Competitive Salary

Comprehensive Benefits Package

Flexible and Remote Working Options

Learning and Development Opportunities

Qualifications

• At least 3 years of banking experience with at least 1 year in centralized remittances or payments processing.
• Strong analytical and problem-solving skills necessary.
• Facility with banking applications and financial systems.

Responsibilities

• Verify, authorize, and follow-up on payments received via electronic channels.
• Review, authorize, or reject SWIFT messages to mitigate risks.
• Perform reconciliation of General Ledger accounts and payment statuses.

Skills

Banking experience

SWIFT

Analytical skills

Problem-solving skills

Written and verbal communication (English)

Collaboration

Advanced skills in Word and Excel

Basic skills in PowerPoint

Education

Bachelor’s Degree in a related field

Tools

Banking applications

Job description

Overview

Embark on a journey where your unique contributions are celebrated, and your professional growth is embraced. At ADCB, we nurture a diverse, inclusive community where every voice is valued.

About the business area

GBS is a group of highly skilled and talented professionals who form an essential part of ADCB's continued journey of success. With a proud history of commitment, innovation and delivery, GBS constantly strives for excellence whilst ensuring the highest standards of quality and risk awareness. Each and every member of the GBS family plays an integral role in driving ADCB's strategy, growth and digital evolution by working closely with our valued business partners to achieve exceptional customer experience through our outstanding service and support.

We are actively seeking an ambitious professional to join our team at ADCB to work alongside passionate colleagues who share your ambition to redefine excellence in UAE banking.

Responsibilities

• Assist in the verification, authorisation and follow-up of the release of repaired/screened UAEFTS/Swift payments received via electronic channels in line with the CBUAE and Swift requirements to ensure service levels are met
• Support the review, authorisation or rejection of the swift messages in accordance with the Bank’s policies and procedures in order to mitigate any financial and reputational risk arising from processing errors or unsanctioned transactions
• Assist in the performance of reconciliation of respective General Ledger (GL) accounts, messages, or payment statuses and acknowledgements in a timely manner in order to mitigate any adverse financial impact on the customer as well as the Bank arising from unsettled entries, delays, processing errors or system issues
• Provide care and diligence in the conduct of day to day activities to protect the Department from financial and non-financial loss to ensure that best practice is shared and promoted
• Adhere to all relevant organisational and departmental policies, processes, standard operating procedures and instructions so that work is carried out to the required standard and in a consistent manner while delivering the required standard of service to customers and stakeholders
• Manage self in line with the Bank’s people management policies, procedures, processes and practices to ensure adherence and to maximize own contribution to business performance
• Demonstrate Our Promise and apply the ADCB Service Standards to deliver the Bank’s required levels of service in all internal and external customer interactions

Qualifications

• At least 3 years of Banking experience with at least 1 year of experience in centralized remittances or payments processing area
• Bachelor’s Degree in a related field
• Banking applications
• SWIFT
• Advanced skills in Word and Excel
• Basic skills in PowerPoint
• Written and verbal communication (English)
• Sound analytical and problem solving skills
• Self-motivated and collaborative

Benefits

• Competitive Salary: Additionally, all employees are eligible to participate in one of our rewarding variable pay plans.
• Comprehensive Benefits Package: This includes market-leading medical insurance, group life and personal accident insurance, paid leave and leave airfare, employee preferential rates on loans and finance facilities, staff discounts and offers, and children education assistance (for certain job levels).
• Flexible and Remote Working Options: We understand the importance of work‑life balance and offer flexible working arrangements, subject to eligibility and job requirements.
• Learning and Development Opportunities: We value and facilitate continuous learning and personal development, through a variety of exciting learning opportunities, such as structured instructor-led courses, a comprehensive e‑Learning catalog, on‑the‑job training and professional development programs.

At ADCB, we are dedicated to creating a respectful, caring and disciplined work environment that aligns with your career ambitions.