Assistant Manager Life Underwriter National I Dubai

Al Futtaim Private Company (LLC); Dubai; On-site; AED 180,000 - 240,000; Full time

Job summary

Al Futtaim Private Company (LLC) is seeking an Underwriter to assess and evaluate life insurance applications in line with underwriting guidelines and regulatory requirements. You will review medical, financial, occupational, and lifestyle information to determine risk acceptability and decide on coverage terms accordingly.

The role requires UAE National with Family Book, strong analytical and communication skills in English (Arabic an advantage), and proficiency in MS Office.

Qualifications

• UAE National with Family Book (Emirati) – Mandatory.
• Bachelor’s Degree in one of: Business Administration, Economics, Mathematics, Finance, Insurance, or related discipline.
• Fresh graduates welcomed with strong academics and keen interest in Life Insurance.

Responsibilities

• Assess and evaluate life insurance applications per underwriting guidelines and regulatory requirements.
• Review medical, financial, occupational, and lifestyle information to assess risk.
• Approve, decline, postpone, or modify coverage terms based on underwriting assessments.

Skills

Analytical thinking

Decision making

Communication skills

English proficiency

Arabic advantage

MS Office

Education

Business Administration

Economics

Mathematics

Finance

Insurance

Related discipline

Tools

Underwriting software

Job description

Key Responsibilities

• Assess and evaluate life insurance applications in line with company underwriting guidelines and regulatory requirements.
• Review medical, financial, occupational, and lifestyle information to determine risk acceptability.
• Approve, decline, postpone, or modify coverage terms based on underwriting assessments and delegated authority levels.
• Liaise with brokers, intermediaries, sales teams, medical providers, and customers to obtain additional underwriting information when required.
• Ensure timely processing of new business, renewals, endorsements, and policy amendments.
• Maintain accurate underwriting records and documentation within internal systems.
• Support product development initiatives by providing underwriting insights and market feedback.
• Ensure adherence to company policies, underwriting standards, and applicable regulatory requirements.
• Contribute to departmental service level agreements and customer satisfaction objectives.
• Work collaboratively with claims, operations, and sales teams to support business growth and retention.

Desired Candidate Profile

Required Skills to be successful

• UAE National with Family Book (Emirati) - Mandatory
• Bachelor's Degree in:
• Business Administration
• Economics
• Mathematics
• Finance
• Insurance
• Or a related discipline

Experience

• Fresh graduates with strong academic credentials and a keen interest in pursuing a career in Life Insurance can be considered.

What equips you for the role

• Strong analytical and decision‑making skills.
• Excellent verbal and written communication skills in English; Arabic is an advantage.
• Strong numerical aptitude and attention to detail.
• Ability to work under pressure and manage multiple priorities within tight deadlines.
• Good interpersonal and stakeholder management skills.
• Proficiency in Microsoft Office applications.
• High level of integrity, professionalism, and customer focus.
• Ability to work effectively both independently and as part of a team.