Assistant Manager - Liability & Casualty

Dubai Insurance Co.; Dubai; On-site; AED 480,000 - 720,000; Full time

Job summary

Dubai Insurance Company PJSC seeks an experienced Assistant Manager - Liability & Casualty to join our Dubai head office. This strategic underwriting role drives profitable growth, portfolio governance, and technical excellence across Liability & Casualty lines.

You will lead complex risk evaluations, pricing, and negotiations, align decisions with regulatory requirements, and mentor junior staff while engaging brokers and reinsurers for large commercial accounts.

Qualifications

• Bachelor's degree or higher in a related field.
• Professional insurer certifications (ACII/FCII/CPCU/ANZIIF).
• Strong background in Liability & Casualty underwriting and GCC/UAE markets.

Responsibilities

• Lead underwriting operations for Liability & Casualty lines across major segments.
• Evaluate, price, structure, and negotiate complex risks.
• Ensure decisions align with risk appetite, regulations, and profitability targets.
• Establish guidelines, authorities, and best practices in underwriting.
• Monitor portfolio performance, loss ratios, and rate adequacy.
• Conduct portfolio reviews and implement corrective actions.
• Drive portfolio optimization and sustainable growth strategies.
• Coordinate with brokers, clients, and reinsurers for complex cases.
• Mentor junior underwriters and contribute to staff development.

Skills

Underwriting leadership

Pricing & structuring

Negotiation

Portfolio management

Regulatory compliance

Risk assessment

Mentoring juniors

Broker relations

Reinsurance knowledge

Analytical thinking

Education

Bachelor's Degree in Insurance, Risk Management, Finance, Business Administration, or related field

ACII

FCII

CPCU

ANZIIF

Other relevant insurance certifications

Job description

Dubai Insurance Company PJSC is seeking an experienced and dynamic Assistant Manager - Liability & Casualty to join our Head Office in Dubai. This is a strategic underwriting role responsible for driving profitable growth, portfolio management, underwriting governance, and technical excellence across Liability and Casualty lines of business.

The successful candidate will play a critical role in developing underwriting strategies, managing complex risks, supporting business development initiatives, and leading technical underwriting decisions within a highly competitive market environment.

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Key Responsibilities

• Lead underwriting operations for Liability & Casualty lines, including:
  • General Liability
  • Public Liability
  • Products Liability
  • Employers' Liability
  • Professional Indemnity
  • Directors & Officers (D&O)
  • Medical Malpractice
  • Cyber Liability (preferred)
• Evaluate, price, structure, and negotiate complex and large-value risks.
• Ensure underwriting decisions align with company risk appetite, regulatory requirements, and profitability targets.
• Establish underwriting guidelines, authorities, and best practices.
• Monitor portfolio performance, loss ratios, rate adequacy, and profitability metrics.
• Conduct portfolio reviews and implement corrective actions where necessary.
• Drive portfolio optimization and sustainable growth strategies.
• Analyze emerging market trends and recommend underwriting adjustments.

Broker & Client Relationship Management

• Build and maintain strong relationships with key brokers, clients, reinsurers, and business partners.
• Act as the primary underwriting referral point for complex cases.
• Support business acquisition and retention initiatives.
• Participate in broker meetings, client presentations, and industry events.

Reinsurance & Technical Support

• Coordinate with the reinsurance team regarding facultative placements and treaty utilization.
• Prepare underwriting submissions for reinsurance markets.
• Support claims teams on coverage interpretation and complex liability claims.

Compliance & Governance

• Ensure adherence to internal underwriting policies and UAE regulatory requirements.
• Maintain accurate underwriting documentation and audit readiness.
• Support risk management and governance frameworks.
• Mentor and develop junior underwriters and underwriting assistants.
• Promote technical excellence and knowledge-sharing across the department.
• Contribute to underwriting training and talent development programs.

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Qualifications & Experience

Education

• Bachelor's Degree in Insurance, Risk Management, Finance, Business Administration, or related field.
• ACII / FCII
• CPCU
• ANZIIF
• Other relevant insurance certifications.

Experience

• Minimum 8-12 years of underwriting experience within General Insurance.
• At least 5 years specializing in Liability & Casualty underwriting.
• Experience within GCC/UAE insurance markets is highly desirable.
• Proven track record of managing large and complex commercial accounts.

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• Advanced Liability & Casualty underwriting expertise.
• Strong risk assessment and pricing capabilities.
• Knowledge of reinsurance structures and placements.
• Excellent understanding of policy wordings and coverage analysis.
• Strong analytical, negotiation, and portfolio management skills.
• Familiarity with UAE insurance regulations and market practices.
• Proficiency in underwriting systems and Microsoft Office applications.

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Ready to Make an Impact?

If you are an experienced Liability & Casualty underwriting professional looking to take the next step in your career, we invite you to join Dubai Insurance Company and contribute to our continued growth and underwriting excellence.