Assistant Credit Manager

Wio Bank; Abu Dhabi; Hybrid; AED 80,000 - 120,000; Full time

Job summary

Join a leading fintech firm redefining the banking landscape in the MENA region as an Assistant Credit Manager. This role offers the chance to leverage your extensive SME lending expertise in a dynamic environment focused on innovation and digital transformation. Collaborate with a diverse team to evaluate credit applications, shape credit policy, and mentor junior analysts. Enjoy a flexible work-life balance with hybrid working options and a wealth of top-notch perks. If you're passionate about unlocking potential through finance, this is your moment to make a significant impact!

Benefits

Private health insurance

Life insurance

28 holidays

Up to 14 national holidays

Qualifications

• 10+ years of experience in SME/corporate lending with UAE exposure.
• Proven skills in credit risk and financial ratio analysis.

Responsibilities

• Evaluate credit applications for mid to large corporate clients.
• Guide and mentor junior analysts to enhance credit excellence.

Skills

Credit Risk Analysis

Financial Analysis

Digital Lending Tools

Ratio Analysis

SME Lending Expertise

Education

Bachelor's degree in Finance

Master's degree in Finance

Tools

Digital Lending Platforms

Job description

Are you passionate about powering the SME ecosystem with sharp credit insights and robust financial analysis? Do you love diving into numbers, risk frameworks, and decision automation while supporting business growth? Then we've got just the role for you!

We're looking for an experienced Assistant Credit Manager to join our high-impact Credit team. Bring your SME lending expertise and be part of a dynamic platform redefining finance in the region.

What You'll Be Doing:

1. Evaluate credit applications for mid to large corporate clients, ensuring smart, data-driven decisions.
2. Leverage your expertise in working capital, term loans, and supply chain finance to underwrite with confidence.
3. Get hands-on with digital lending tools and decision automation—this is the future of credit.
4. Perform ratio analysis to assess financial health and uncover deeper insights.
5. Help shape credit policy, manage risk, and maintain portfolio health with top-tier reporting.
6. Collaborate with relationship managers to design credit solutions that truly serve clients' needs.
7. Guide and mentor junior analysts, raising the bar for credit excellence.

What We're Looking For:

• 10+ years of SME/corporate lending experience, with UAE market exposure.
• Proven credit risk know-how with strong financial and ratio analysis skills.
• Experience in digital lending and credit decisioning is a major plus.
• In-depth knowledge of regulatory frameworks and internal policy compliance.
• Bachelor's degree in Finance or related field (Master's is a bonus).

What's in it for You:

• Be part of something BIG: Join a leading fintech disrupting the MENA banking scene.
• Thrive in a high-performance, diverse culture with team members from over 40 nationalities.
• Flex your work-life balance with hybrid working, 28 holidays + up to 14 national holidays.
• Enjoy top-notch perks like private health & life insurance, and more!

Ready to Make Your Mark?

If you are an expert in credit risk, love unlocking potential through finance, and are excited by digital transformation—this is your moment. Apply now!