Analytics Officer

ADIB Group; Abu Dhabi; On-site; AED 120,000 - 200,000; Full time

Job summary

A financial services company in Abu Dhabi seeks an Analytics Officer to prepare databases and reports for credit risk models. The role includes monitoring retail credit portfolios, identifying risk trends, and developing dashboards for key performance indicators. Strong analytical skills and expertise in data analysis tools are essential for success in this position.

Qualifications

• Strong command of data analysis tools.
• Ability to work with large databases.
• Experience with report generation processes.

Responsibilities

• Continuously monitor performance of retail credit portfolios.
• Identify emerging risk trends and provide actionable insights.
• Develop and maintain dashboards for key performance indicators.
• Work with ERM team on Portfolio Quality Review.
• Ensure proper quantification of credit risk and provisions.
• Prepare comprehensive reports for stakeholders.
• Coordinate with IT for data integrity.
• Engage with product collections to refine strategies.
• Review data tables for underwriting and portfolio indicators.
• Provide data for development of scorecards.

Skills

SQL

SAS

Python

R

Power BI

Tableau

Data analysis

Problem-solving

Job description

Description

Role : Analytics Officer
Location : Abu Dhabi
Role Purpose:

This position involves preparing databases and reports for credit risk models and risk segmentation. The Retail Credit Analytics Officer plays a pivotal role in analyzing and monitoring the retail credit portfolio and supporting the Head of Retail Analytics for all Credit Score development work.

Key Accountabilities of the role

• Continuously monitor the performance of retail credit portfolios including personal loans, auto loans, credit cards, and mortgages.
• Identify emerging risk trends and provide actionable insights to mitigate potential losses.
• Develop and maintain dashboards and reports highlighting key performance indicators (KPIs) such as delinquency rates, non-performing loans (NPLs), and recovery rates
• Work closely with ERM team to develop the Portfolio Quality Review(PQR) pack covering the following topics:
  • Mandate & Scale Tracking
  • MI for tracking both portfolio and new sourcing performance
  • Vintage analysis
  • Test Performance tracking
  • Account maintenance tracking
  • Deviation performance tracking
  • PPR working with Business team
• Ensuring credit risk is properly quantified and adequate provisions are allocated for expected losses. Work closely with business stakeholders in forecasting / budgeting the provision. Tracking the actual performance with budget to identify high risk segments if needed.
• Prepare comprehensive reports for internal stakeholders and regulatory bodies ensuring accuracy and timeliness.
• Coordinate with IT and data management teams to ensure the integrity and availability of data sources.
• Engage with product collections and underwriting teams to refine credit strategies
• Review and manage data tables for underwriting and portfolio indicators and develop automated dashboards for reporting
• Prepare and provide data for development of applications score cards and support the Head of Retail Analytics in developing analytics based scorecards
• Provide data-driven recommendations for the development and revision of credit policies

Specialist Skills / Technical Knowledge Required for this role:

• Strong command of data analysis tools such as SQL, SAS, Python, R and data visualization platforms like Power BI or Tableau.
• Strong analytical and problem-solving abilities.
• Ability to work with large databases and automate report generation process

Required Experience:

Unclear Seniority