AML Compliance & Audit Specialist (3 Months Renewable)

ACCA Careers; Abu Dhabi; On-site; AED 350,000 - 550,000; Full time

Job summary

ACCA Careers is seeking an experienced AML Internal Audit Specialist to support the Internal Audit function within a leading fintech organization in Abu Dhabi, UAE.

The role focuses on evaluating AML/CTF, sanctions screening, KYC, and financial crime controls to ensure regulatory compliance and best practices. You will plan, execute audits, report findings, and collaborate with stakeholders to strengthen governance.

Qualifications

• Bachelor's degree in a finance-related field and AML knowledge.
• 8–15+ years in Internal Audit with AML exposure.
• Strong understanding of UAE Central Bank regulations and financial crime.
• Experience in fintech or regulated financial institutions.
• Excellent report writing and stakeholder management.
• Prior Big 4 experience preferred.

Responsibilities

• Plan and execute AML and Financial Crime audits across business units.
• Assess AML, KYC/CDD/EDD, sanctions screening, and transaction monitoring controls.
• Review compliance with UAE Central Bank regulations and AML laws.
• Evaluate STR/SAR reporting processes and escalation mechanisms.
• Identify control gaps, risks, and remediation actions.
• Prepare audit reports with findings and recommendations.
• Follow up on observations and validate corrective actions.
• Engage with stakeholders to strengthen governance and regulatory compliance frameworks.
• Support investigations and regulatory reviews when required.

Skills

AML

Internal Audit

KYC

CTF

Regulatory Compliance

Data Analytics

Education

Bachelor's degree in Accounting/Finance/Related

CIA

ACCA

CFE

CPA

CA

Job description

Role Overview

We are seeking an experienced AML Internal Audit Specialist to support the Internal Audit function of a leading fintech organization. The role will focus on evaluating the effectiveness of Anti-Money Laundering (AML), Counter-Terrorist Financing (CTF), sanctions screening, KYC, and financial crime compliance controls in line with regulatory requirements and industry best practices.

Key Responsibilities

• Plan and execute AML and Financial Crime audits across business units.


• Assess the adequacy and effectiveness of AML, KYC/CDD/EDD, sanctions screening, and transaction monitoring controls.


• Review compliance with UAE Central Bank regulations and applicable AML laws.


• Evaluate suspicious transaction reporting (STR/SAR) processes and escalation mechanisms.


• Identify control gaps, compliance risks, and process weaknesses.


• Conduct root cause analysis and recommend practical remediation measures.


• Prepare audit reports with clear findings, risk ratings, and recommendations.


• Follow up on audit observations and validate closure of corrective actions.


• Engage with stakeholders to strengthen governance and regulatory compliance frameworks.


• Support special investigations and regulatory reviews where required.

Requirements

• Bachelor's degree in Accounting, Finance, Business Administration, or related field.


• Professional certifications preferred: CIA, CAMS, CFE, ACCA, CPA, or equivalent.


• 8-10 years of Internal Audit experience with significant exposure to AML and Financial Crime Compliance.


• Strong understanding of AML/CTF regulations, sanctions compliance, and financial crime risk management.


• Experience within fintech, digital payments, banking, or regulated financial institutions.


• Excellent report writing and stakeholder management skills.


• Knowledge of data analytics and audit tools is an advantage.

Qualifications

• Bachelor's Degree in Accounting, Finance, Business Administration, Risk Management, or a related discipline.


• Professional certification such as CIA, ACCA, CA, CPA, CFE, CRBA, or equivalent.


• 8-15+ years of Internal Audit, Risk Advisory, Compliance, Governance, or Internal Controls experience.


• Prior experience within a Big 4 firm (EY, Deloitte, PwC, or KPMG) is highly preferred.


• Experience within large organizations, industrial operations, utilities, environmental services, infrastructure, manufacturing, or diversified groups is desirable